Winnebago County property record for 2046 Schell Dr, Rockford, IL 61109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,604 sqft · built 1965 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,864 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 240C307 |
| Primary APN | 240C307 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| Gross Area | 2,988 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Finished Basement | 260 sqft |
| Unfinished Basement | 1,084 sqft |
| Game Room | Game Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 240C307 |
|---|---|
| Street Address | 2046 SCHELL DR |
| City | ROCKFORD |
| State | IL |
| Zip | 61109-4832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | JAMES COUNTRY HOMES 9TH ADDN BNG A PTOF SW 1/4 SW 1/4 SEC 24-43-1 LOT 066 |
| Legal Range | 1 |
| Legal Township | 43 |
| Legal Section | 24 |
| Legal Subdivision | JAMES COUNTRY HOMES 9TH ADDN |
| Legal Lot Number | 066 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 5 |
| Census Block | 5063 |
| Census Tract | 3711 |
2046 Schell Dr is owned and occupied by two individuals.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2046 SCHELL DR, ROCKFORD, IL 61109-4832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 2046 Schell Dr was $2,864 with exemptions applied.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,864.00 | $49,763 Land $4,454 Building $45,309 | $149,289 Land $13,362 Building $135,927 |
| 2022 | $2,288.00 Homeowner's exemption | $35,196 Land $3,150 Building $32,046 | $105,588 Land $9,450 Building $96,138 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2046 Schell Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 52 (1978–2025) |
| Claims Outside the SFHA | 5 of 52 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2046 Schell Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKFORD serves 147,051 people · EPA ID IL2010300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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