St. Louis County property record for 2134 Harvard Ave, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.75 ba · 2,056 sqft · built 1966 |
| Lot Size | 0.551 acres (24,028 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $461,000 (Jul 2018) |
| Tax Bill | $9,846 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1850-01390 |
| Primary APN | 010-1850-01390 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.75 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,056 sqft Gross Area |
| 1st Floor Area | 2,056 sqft |
| Basement Area | 1,542 sqft |
| Finished Basement | 1,542 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 24,028 sqft (0.551 acres) |
| Garage Area | 1,188 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 96 sqft |
| Storage Building | 144 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1053757 |
|---|---|
| Street Address | 2134 HARVARD AVE |
| City | DULUTH |
| State | MN |
| Zip | 55803-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 EX NLY 25 FT ALL OF LOTS 4 AND 5AND NLY 5 FT OF LOT 6 SERIAL # |
| Legal Subdivision | GLEN AVON 3RD DIV OF DULUTH |
| Legal Block | 13 |
| Legal Lot Number | 3-6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 500 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2134 HARVARD AVE, DULUTH, MN 55803-2227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Jul 30, 2019 | Deed of Trust, Mortgage · Conventional with PMI NATIONAL BK/CMRC |
| Jul 6, 2018 | Warranty Deed, Transfer · Conventional with PMI NATIONAL BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2018 · Amount on Record |
| Deed Sale | Jul 6, 2018 · Amount on Record |
| Prior Sale | Sep 29, 2009 · Amount on Record |
| Deed Document Number | 2018999900 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2134 HARVARD AVE, DULUTH, MN 55803-2227 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TTL |
| Name | Verified Name |
|---|
| Document Number | 0001038529 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 1038529 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2134 HARVARD AVE, DULUTH, MN 55803-2227 |
| Document Number | 00T1013314 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2134 HARVARD AVE DULUTH MN 558032227, DULUTH, MN 55803-2227 |
| Document Number | 00T1013314 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | T1013314 |
| Name | NATIONAL BK/CMRC |
|---|---|
| Address | SUPERIOR, WI 54880 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 6, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 6, 2018 |
| Property Address | 2134 HARVARD AVE, DULUTH, MN 55803-2227 |
| Document Number | 000T999900 |
| Instrument Date | Jul 2, 2018 |
| Instrument | T999900 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,521.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2134 HARVARD AVE DULUTH NY 14610, DULUTH, NY 14610 |
| Document Number | T999901 |
|---|---|
| Date | Jul 6, 2018 |
| Instrument | T999901 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2048 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,846.00 (+4.92%) Homeowner's exemption | ||
| 2025 | $9,384.00 (-0.32%) Homeowner's exemption | $693,100 (+6.37%) Land $90,000 Building $603,100 | $693,100 (+6.37%) Land $90,000 Building $603,100 |
| 2024 | $9,414.00 | $651,600 (+18.24%) Land $83,900 Building $567,700 | $651,600 (+18.24%) Land $83,900 Building $567,700 |
| 2022 | $551,100 Land $57,500 Building $493,600 | $551,100 Land $57,500 Building $493,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1979–1991) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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