St. Louis County property record for 2125 Harvard Ave, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,248 sqft · built 1961 |
| Lot Size | 0.344 acres (15,001 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $399,900 (Sep 2025) |
| Tax Bill | $5,456 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jan 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1850-01290 |
| Primary APN | 010-1850-01290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Gross Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 924 sqft |
| Finished Basement | 924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 15,001 sqft (0.344 acres) |
| Garage Area | 1,089 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Account Number | 1187736 |
|---|---|
| Street Address | 2125 HARVARD AVE |
| City | DULUTH |
| State | MN |
| Zip | 55803-2228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 19 AND 20 SERIAL # |
| Legal Subdivision | GLEN AVON 3RD DIV OF DULUTH |
| Legal Block | 12 |
| Legal Lot Number | 19-20 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 500 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2125 HARVARD AVE, DULUTH, MN 55803-2228 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 9, 2025 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE BANK |
| Jan 23, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2025 · Amount on Record |
| Deed Sale | Sep 9, 2025 · Amount on Record |
| Deed Document Number | 20251093976 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 9, 2025 |
| Property Address | 2125 HARVARD AVE, DULUTH, MN 55803-2228 |
| Document Number | 0001093976 |
| Instrument Date | Aug 15, 2025 |
| Instrument | 1093976 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Title Company | NORTHEAST FL TITLE LLC, NORTHEAST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,319.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2125 HARVARD AVE, DULUTH, MN 55803-2228 |
| Document Number | 0001093978 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 1093978 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 23, 2018 |
| Property Address | 2125 HARVARD AVE, DULUTH, MN 55803-2228 |
| Document Number | 000T994521 |
| Instrument Date | Jan 17, 2018 |
| Instrument | T994521 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2125 HARVARD AVE DULUTH MN 558032228, DULUTH, MN 55803-2228 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,456.00 (+4.76%) Homeowner's exemption | ||
| 2025 | $5,208.00 (+4.24%) Homeowner's exemption | $412,900 (+5.9%) Land $72,200 Building $340,700 | $412,900 (+5.9%) Land $72,200 Building $340,700 |
| 2024 | $4,996.00 | $389,900 (+25.81%) Land $67,300 Building $322,600 | $389,900 (+25.81%) Land $67,300 Building $322,600 |
| 2022 | $309,900 Land $46,100 Building $263,800 | $309,900 Land $46,100 Building $263,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1979–1991) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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