2134 Graystone Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2134 Graystone Dr, Saint Charles, MO 63303 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,324 sqft · built 1993
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Aug 2017)
Tax Bill$3,772 (2025)
Deeds & MortgagesJun 2021 Mortgage
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNA943000471

Property Details

APN / Parcel Number

Primary APNA943000471
Alternative APN
  • 3-0003-6931-00-0001.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,324 sqft Living Area
Gross Area3,848 sqft
1st Floor Area1,280 sqft
Basement Area1,244 sqft
Finished Basement1,120 sqft
Unfinished Basement124 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area95 sqft
Deck AreaDeck Area
Patio Area126 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA943000471
Street Address2134 GRAYSTONE DR
CitySAINT CHARLES
StateMO
Zip63303-4618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAYSTONE MEADOWS LOT 1
Legal SubdivisionGRAYSTONE MEADOWS
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1000
Census Tract310902

Owner

Source: St. Charles County records · APN A943000471

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2134 GRAYSTONE DR, SAINT CHARLES, MO 63303-4618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Apr 25, 2019Deed of Trust, Mortgage
NOT AVAILABLE
Aug 18, 2017Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2017 · Amount on Record
Deed SaleAug 18, 2017 · Amount on Record
Prior SaleMay 23, 2013 · Amount on Record
Deed Document Number2017520540
Deed Book / Page6793 / 1636
Prior Transfer DateMay 16, 2013
Prior Transfer Doc0060230555
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2134 GRAYSTONE DR, SAINT CHARLES, MO 63303-4618
Transaction TypeMortgage
Record UpdatedJun 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2134 GRAYSTONE DR, SAINT CHARLES, MO 63303-4618

Mortgage

Document Number2021R046622
DateJun 01, 2021
Instrument2021R-046622
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueMar 01, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2134 GRAYSTONE DR, SAINT CHARLES, MO 63303-4618
Document Number0071071489
Instrument DateApr 25, 2019
Transaction TypeMortgage
Record UpdatedAug 06, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2134 GRAYTONE DR ST CHARLES MO 63301, ST CHARLES, MO 63301

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 18, 2017
Property Address2134 GRAYSTONE DR, SAINT CHARLES, MO 63303-4618
Document Number0067931636
Book / Page6793 / 1636
Map ReferenceMB 31 PG 133
Instrument DateJul 17, 2017
Instrument20170818000520540
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2134 GRAYSTONE DR, 2134, SAINT CHARLES, MO 63303-4618

Transferred To (Grantee/Buyer)

NameVerified Name
Address2134 GRAYSTONE DR, SAINT CHARLES, MO 63303-4618

Mortgage

Document Number20170818000520550
DateAug 18, 2017
Instrument20170818000520550
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,772.00 (+10.39%)$65,490 (+13.72%)$344,683 (+13.72%) Land $50,000 Building $294,683
2024$3,417.00
2023$57,590
2022$303,105 Land $50,000 Building $253,105

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 2% of the US · above 4% of Missouri
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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