2122 Graystone Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2122 Graystone Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,015 sqft · built 1993
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$207,000 (May 2003)
Tax Bill$3,988 (2025)
Flood ZoneZone X (minimal risk)
APNA943000474

Property Details

APN / Parcel Number

Primary APNA943000474
Alternative APN
  • 3-0003-6931-00-0004.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,015 sqft Living Area
Gross Area4,382 sqft
1st Floor Area2,015 sqft
Basement Area1,987 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area85 sqft
Deck AreaDeck Area
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA943000474
Street Address2122 GRAYSTONE DR
CitySAINT CHARLES
StateMO
Zip63303-4618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAYSTONE MEADOWS LOT 4
Legal SubdivisionGRAYSTONE MEADOWS
Legal Lot Number4
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1000
Census Tract310902

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2122 GRAYSTONE DR, SAINT CHARLES, MO 63303-4618
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2003 · Amount on Record
Deed SaleMay 16, 2003 · Amount on Record
Prior SaleSep 9, 2002 · Amount on Record
Deed Document Number200368910
Deed Book / Page3410 / 579
Transfer Doc0066541240
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$69,277 (-)$364,615 (-) Land $50,000 Building $314,615
2025$3,988.00 (+9.2%)$69,277 (+12.5%)$364,615 (+12.5%) Land $50,000 Building $314,615
2024$3,652.00
2023$61,580
2022$324,103 Land $50,000 Building $274,103

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims11 (1979–2022)
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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