2134 Cross Rd, Winchester, OH 45697 Property Records

Adams County property record for 2134 Cross Rd, Winchester, OH 45697

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,680 sqft · built 2014
Lot Size	3.2 acres (139,697 sqft)
Owner	Individual Name on Record
Tax Bill	$2,692 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`089-00-00-043.001`

Property Details

APN / Parcel Number

Primary APN	`089-00-00-043.001`
Alternative APNs	`N22-001-00-269-00` `000003207`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,680 sqft Living Area
1st Floor Area	2,352 sqft
Upper Floors Area	1,504 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	139,697 sqft (3.2 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	104 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2134 CROSS RD
City	WINCHESTER
State	OH
Zip	45697-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 3.20700 50 13701 LICK FK D BIDDING
Legal Subdivision	MILITARY SURVEY NO 13701
Jurisdiction	ADAMS OH
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2086
Census Tract	770301

Owner

Source: Adams County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2134 CROSS RD, WINCHESTER, OH 45697-9749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 28, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
May 20, 2019	Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2019
Deed Sale	May 20, 2019
Prior Sale	Apr 25, 2001 · Amount on Record
Deed Document Number	20191347
Deed Book / Page	523 / 31
Prior Transfer Date	May 6, 2019
Prior Transfer Doc	000523/031
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS OH
Property Address	2134 CROSS RD, WINCHESTER, OH 45697-9749
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000615/694
Date	Mar 20, 2023
Book Page	615/694
Instrument	2023-823

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS OH
Property Address	2134 CROSS RD, WINCHESTER, OH 45697-9749
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	539/25
Date	Feb 28, 2020
Book Page	539/25
Instrument	202000000629

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS OH
Recording Date	May 20, 2019
Property Address	2134 CROSS RD, WINCHESTER, OH 45697-9749
Document Number	000523/031
Book / Page	523 / 031
Instrument Date	May 6, 2019
Instrument	201900001347
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TITLE SOURCE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2134 CROSS RD, WINCHESTER, OH 45697-9749

Mortgage

Document Number	201900001348
Date	May 20, 2019
Instrument	201900001348

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Adams County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Adams County
County Subdivision	Wayne Township
Unified School District	Adams County/Ohio Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,692.00 (+0.11%)	$71,900 (-) Land $7,880 Building $64,020	$205,400 (-) Land $22,500 Building $182,900
2023		$71,900 Land $7,880 Building $64,020
2022	$2,689.00		$205,400 Land $22,500 Building $182,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS COUNTY REGIONAL WATER DISTRICT serves 21,810 people · EPA ID OH0100012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	100 / 20
Southern Ohio Communications Fixed Wireless	100 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Frontier.

Nearby Properties on Cross Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures