2134 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2134 Birch Point Rd, Tower, MN 55790 · Last verified August 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2.25 ba · 1,344 sqft
Lot Size	0.685 acres (29,856 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Jul 2010)
Tax Bill	$7,512 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`387-0235-00036`

Property Details

APN / Parcel Number

Primary APN	`387-0235-00036`
Alternative APN	`903029`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,344 sqft Gross Area
1st Floor Area	1,344 sqft
Basement Area	268 sqft
Finished Basement	268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Lot Area	29,856 sqft (0.685 acres)
Garage Area	1,960 sqft

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	120 sqft
Patio Area	576 sqft
Boat House	500 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	903029
Street Address	2134 BIRCH POINT RD
City	TOWER
State	MN
Zip	55790-8103
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	ELY 95 FT SERIAL #
Legal Subdivision	JACKSON BEACH 1ST ADD T OF GRE
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1255
Census Tract	15502

Owner

Source: St. Louis County records · APN 387-0235-00036

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2134 BIRCH POINT RD, TOWER, MN 55790-8103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 09, 2010 · Amount on Record
Deed Sale	Jul 09, 2010 · Amount on Record
Prior Sale	Apr 11, 2003 · Amount on Record
Deed Document Number	20101139083
Last Transfer Date	Nov 02, 2020
Transfer Doc	00A1399855
Record Updated	Sep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 30, 2020
Property Address	2134 BIRCH POINT RD, TOWER, MN 55790-8103
Document Number	00A1399855
Instrument Date	Nov 02, 2020
Instrument	A1399855
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2134 BIRCH POINT RD TOWER MN 557908103, TOWER, MN 55790-8103

Mortgage

Document Number	A1399856
Date	Dec 30, 2020
Instrument	A1399856

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,512.00 (+12.32%)
2025	$6,688.00 (+4.6%)	$880,100 (+19.19%) Land $236,900 Building $643,200	$880,100 (+19.19%) Land $236,900 Building $643,200
2024	$6,394.00	$738,400 (+16.23%) Land $173,300 Building $565,100	$738,400 (+16.23%) Land $173,300 Building $565,100
2022		$635,300 Land $146,000 Building $489,300	$635,300 Land $146,000 Building $489,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370155021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Nearby Flood Policies	23 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 20% of Minnesota
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Telephone Company	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.