2130 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2130 Birch Point Rd, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,483 sqft · built 2017
Lot Size	0.684 acres (29,816 sqft)
Owner	Individual Name on Record
Last Sale	$249,469 (Nov 2016)
Tax Bill	$8,412 (2026)
Deeds & Mortgages	May 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`387-0235-00040`

Property Details

APN / Parcel Number

Primary APN	`387-0235-00040`
Alternative APN	`1019575`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,483 sqft Gross Area
1st Floor Area	120 sqft
Basement Area	897 sqft
Finished Basement	897 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	29,816 sqft (0.684 acres)
Lot Dimensions	71 ft deep x 70 ft wide
Garage Type	Mixed
Garage Area	1,313 sqft

Exterior Amenities

Porch	Slab
Porch Area	600 sqft
Patio Area	120 sqft
Boat House	520 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1019575
Street Address	2130 BIRCH POINT RD
City	TOWER
State	MN
Zip	55790-8103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, EXCEPT THAT PART DESCRIBED AS FOLLOWS:BEGINNING AT AN IRON MARKER AT THE NORTHEASTCORNER OF SAID LOT 4; THENCE
Legal Subdivision	JACKSON BEACH FIRST ADDITION
Legal Tract	70
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1255
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2130 BIRCH POINT RD, TOWER, MN 55790-8103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHOICE FINANCIAL GROUP
Aug 14, 2017	Deed of Trust, Mortgage VENTURE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2016 · Amount on Record
Deed Sale	Nov 10, 2016 · Amount on Record
Prior Sale	Aug 26, 2016 · Amount on Record
Deed Document Number	20161297842
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2130 BIRCH POINT RD, TOWER, MN 55790-8103
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001414271
Date	May 18, 2021
Instrument	1414271

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company
Address	FARGO, ND 58104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2130 BIRCH POINT RD, TOWER, MN 55790-8103
Document Number	00A1315482
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2017
Title Company	GLOBAL CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2130 BIRCH POINT RD TOWER MN 557908103, TOWER, MN 55790-8103

Mortgage

Document Number	00A1315482
Date	Aug 15, 2017
Instrument	A1315482

Lender

Name	VENTURE BK
Type	Bank
Address	EAGAN, MN 55121

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,412.00 (+26.76%) Homeowner's exemption
2025	$6,636.00 (-0.12%) Homeowner's exemption	$1,063,100 (+32.09%) Land $281,100 Building $782,000	$1,063,100 (+32.09%) Land $281,100 Building $782,000
2024	$6,644.00	$804,800 (+16.6%) Land $214,300 Building $590,500	$804,800 (+16.6%) Land $214,300 Building $590,500
2022		$690,200 Land $178,600 Building $511,600	$690,200 Land $178,600 Building $511,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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