Oakland County property record for 21320 Gardner St, Oak Park, MI 48237
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,594 sqft · built 1958 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,228 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-25-31-403-008 |
| Primary APN | 52-25-31-403-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| 1st Floor Area | 1,594 sqft |
| Basement Area | 1,423 sqft |
| Unfinished Basement | 1,594 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Lot Area | 6,708 sqft (0.154 acres) |
| Lot Dimensions | 120 ft deep x 56 ft wide |
| Porch | Porch |
| Porch Area | 208 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 21320 GARDNER ST |
|---|---|
| City | OAK PARK |
| State | MI |
| Zip | 48237-2736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T1N, R11E, SEC 31 PARK ESTATES SUB LOT 100 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 31 |
| Legal Subdivision | PARK ESTATES SUB |
| Legal Lot Number | 100 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | OAK PARK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 171500 |
21320 Gardner St is owned and occupied by an individual.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21320 GARDNER ST, OAK PARK, MI 48237-2736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 21320 Gardner St was $2,228 with a homeowner's exemption, up 1.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Oak Park City |
| Unified School District | Oak Park City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,228.00 (+1.78%) Homeowner's exemption | $129,500 Land $16,300 Building $113,200 | $259,000 Land $32,600 Building $226,400 |
| 2024 | $2,189.00 | ||
| 2023 | $105,400 Land $13,700 Building $91,700 | $210,800 Land $27,400 Building $183,400 | |
| 2022 | $1,949.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21320 Gardner St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1999–2014) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21320 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK PARK serves 29,654 people · EPA ID MI0004880 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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