Oakland County property record for 21151 Gardner St, Oak Park, MI 48237
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,423 sqft · built 1958 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,023 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Apr 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-25-31-402-003 |
| Primary APN | 52-25-31-402-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,423 sqft Living Area |
| 1st Floor Area | 1,423 sqft |
| Basement Area | 1,423 sqft |
| Unfinished Basement | 1,423 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 111 ft deep x 55 ft wide |
| Porch | Porch |
| Porch Area | 208 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 21151 GARDNER ST |
|---|---|
| City | OAK PARK |
| State | MI |
| Zip | 48237-3810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T1N, R11E, SEC 31 PARK ESTATES SUB LOT 108 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 31 |
| Legal Subdivision | PARK ESTATES SUB |
| Legal Lot Number | 108 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | OAK PARK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 171500 |
21151 Gardner St is owned and occupied by two individuals who acquired it in April 2019.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21151 GARDNER ST, OAK PARK, MI 48237-3810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 17, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 17, 2019 |
| Transfer Doc | 0000059955 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 21151 GARDNER ST, OAK PARK, MI 48237-3810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EMBASSY TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000136466 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 50879/00249 |
| Instrument | 136466 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 17, 2019 |
| Property Address | 21151 GARDNER ST, OAK PARK, MI 48237-3810 |
| Document Number | 0000059955 |
| Book / Page | 052742 / 000577 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 59955 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21151 GANDNER ST OAK PARK MI 48237, OAK PARK, MI 48237 |
The 2025 property tax bill for 21151 Gardner St was $2,023 with a homeowner's exemption, up 1.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Oak Park City |
| Unified School District | Oak Park City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,023.00 (+1.76%) Homeowner's exemption | $117,000 Land $15,600 Building $101,400 | $234,000 Land $31,200 Building $202,800 |
| 2024 | $1,988.00 | ||
| 2023 | $95,900 Land $13,100 Building $82,800 | $191,800 Land $26,200 Building $165,600 | |
| 2022 | $1,770.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21151 Gardner St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1999–2014) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21151 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK PARK serves 29,654 people · EPA ID MI0004880 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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