2132 Penny Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 2132 Penny Ln, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,621 sqft · built 1998
Lot Size0.083 acres (3,600 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Jul 2003)
Tax Bill$5,531 (2026)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN238-180-340-000

Property Details

APN / Parcel Number

Primary APN238-180-340-000
Alternative APN
  • 238-180-34

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,621 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeWood
Lot Area3,600 sqft (0.083 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number238-180-34
Street Address2132 PENNY LN
CityTRACY
StateCA
Zip95377-7904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description97-FM PT 238-040-02
Legal SubdivisionBELCONTE NORTH
Legal Block2
Legal Lot Number34
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2001
Census Tract5211

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2132 PENNY LN, TRACY, CA 95377-7904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2003 · Amount on Record
Deed SaleJul 31, 2003 · Amount on Record
Prior SaleApr 19, 1999 · Amount on Record
Deed Document Number2003170710
Last Transfer DateOct 20, 2021
Transfer Doc0000176758
Record UpdatedOct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateOct 21, 2021
Property Address2132 PENNY LN, TRACY, CA 95377-7904
Document Number0000176758
Map ReferenceMB 33 PG 2
Instrument DateOct 20, 2021
Instrument2021-176758
Transaction TypeTransfer
Record UpdatedNov 3, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2132 PENNY LN, TRACY, CA 95377-7904

Mortgage

Document Number0000176759
DateOct 21, 2021
Instrument2021-176759
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueNov 1, 2031

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,531.00 (+0.05%)
2025$5,528.00 (+10.16%) Homeowner's exemption$469,167 (+4.04%) Land $140,748 Building $328,419
2023$5,018.00 (+2.12%) Homeowner's exemption$450,951 Land $135,284 Building $315,667$631,080
2022$4,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Matrix Broadband.

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