2073 Penny Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 2073 Penny Ln, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,621 sqft · built 1998
Lot Size	0.088 acres (3,847 sqft)
Owner	2 Individual Names on Record
Last Sale	$689,000 (Feb 2022)
Tax Bill	$7,851 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`238-180-070-000`

Property Details

APN / Parcel Number

Primary APN	`238-180-070-000`
Alternative APN	`238-180-07`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,621 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	3,847 sqft (0.088 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	238-180-07
Street Address	2073 PENNY LN
City	TRACY
State	CA
Zip	95377-7902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	97-FM PT 238-040-02
Legal Subdivision	BELCONTE NORTH
Legal Tract	2511
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2000
Census Tract	5211

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39643 BLISS CT, FREMONT, CA 94538-1873
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 14, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Prior Sale	Sep 9, 2015 · Amount on Record
Deed Document Number	202223902
Prior Transfer Date	Mar 2, 2017
Prior Transfer Doc	0000029091
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 23, 2022
Property Address	2073 PENNY LN, TRACY, CA 95377-7902
Document Number	0000023902
Map Reference	MB 33 PG 2
Instrument Date	Feb 17, 2022
Instrument	2022-023902
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2073 PENNY LN, TRACY, CA 95377-7902

Mortgage

Document Number	0000023903
Date	Feb 23, 2022
Instrument	2022-023903

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2073 PENNY LN, TRACY, CA 95377-7902
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2073 PENNY LN, TRACY, CA 95377-7902

Mortgage

Document Number	0000191189
Date	Nov 16, 2021
Instrument	2021-191189

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 14, 2017
Property Address	2073 PENNY LN, TRACY, CA 95377-7902
Document Number	0000029091
Map Reference	MAP33 PG2
Instrument Date	Mar 2, 2017
Instrument	2017-029091
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2073 PENNY LN, TRACY, CA 95377-7902

Mortgage

Document Number	0000029092
Date	Mar 14, 2017
Instrument	2017-029092

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,851.00 (-1.9%)
2025	$8,003.00 (+2.31%)	$677,700 (-3.57%) Land $200,000 Building $477,700
2023	$7,822.00 (+77.17%)	$702,780 Land $204,000 Building $498,780	$706,680
2022	$4,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Matrix Broadband.

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