21317 109th Ave E, Graham, WA 98338 Property Records

Pierce County property record for 21317 109th Ave E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 1991
Lot Size	0.274 acres (11,921 sqft)
Owner	Individual Name on File
Tax Bill	$719 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`602029-0-080`

Property Details

APN / Parcel Number

Primary APN	`602029-0-080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	1,950 sqft
1st Floor Area	1,550 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,921 sqft (0.274 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Deck Area	468 sqft
Patio Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	21317 109TH AVE E
City	GRAHAM
State	WA
Zip	98338-8124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 10 TOWNSHIP 18 RANGE 04 QUARTER 24 SOUTH RIDGE L 8 TOG/W UNDIVIDED 1/19TH INT IN PRIVATE ROAD FOR TAX PURPOSES EASE OF REC OUT OF 2-023, 2-050, 2-051 SEG B-0116 LK7/27/90AT
Legal Range	04
Legal Township	18
Legal Section	10
Legal Subdivision	SOUTH RIDGE
Legal Block	116
Legal Lot Number	8
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2004
Census Tract	73130

Owner

21317 109th Ave E is owned and occupied by an individual who acquired it in November 2025.

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	21317 109TH AVE E, GRAHAM, WA 98338-8124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Nov 18, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU
Mar 7, 2022	Intrafamily Transfer, Transfer
Apr 6, 2021	Affidavit of Death of Joint Tenant, Transfer
Mar 15, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 18, 2025
Transfer Doc	0000000514
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	21317 109TH AVE E, GRAHAM, WA 98338-8124
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006230061
Date	Jun 23, 2021
Instrument	202106230061

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2051

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Nov 18, 2025
Property Address	21317 109TH AVE E, GRAHAM, WA 98338-8124
Document Number	0011180514
Map Reference	DOC 9006130169
Instrument Date	Nov 18, 2025
Instrument	202511180514
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21317 109TH AVE E, GRAHAM, WA 98338-8124

Mortgage

Document Number	0012050639
Date	Nov 18, 2025
Instrument	202512050639

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Mar 7, 2022
Property Address	21317 109TH AVE E, GRAHAM, WA 98338-8124
Document Number	0003070652
Instrument Date	Mar 1, 2022
Instrument	202203070652
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PIERCE WA
Recording Date	Apr 6, 2021
Property Address	21317 109TH AVE E, GRAHAM, WA 98338-8124
Document Number	0004061124
Instrument Date	Apr 5, 2021
Instrument	202104061124
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21317 109TH AVE E, GRAHAM, WA 98338-8124

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	21317 109TH AVE E, GRAHAM, WA 98338-8124
Document Number	1803280226
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21317 109TH AVE E GRAHAM WA 983388124, GRAHAM, WA 98338-8124

Mortgage

Document Number	1803280226
Date	Mar 28, 2018
Instrument	201803280226

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 21317 109th Ave E was $719, down 1.4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,100 (+2.68%) Land $178,800 Building $266,300	$445,100 (+2.68%) Land $178,800 Building $266,300
2025	$719.00 (-1.37%) Disabled Person's exemption Senior Citizen's exemption	$433,500 (+4.63%) Land $173,400 Building $260,100	$433,500 (+4.63%) Land $173,400 Building $260,100
2024	$729.00 (+4.59%) Disabled Person's exemption Senior Citizen's exemption	$414,300 (-3%) Land $180,100 Building $234,200	$414,300 (-3%) Land $180,100 Building $234,200
2023	$697.00 Disabled Person's exemption Senior Citizen's exemption	$427,100 Land $170,700 Building $256,400	$427,100 Land $170,700 Building $256,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21317 109th Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21317 109th Ave E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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