21311 109th Ave E, Graham, WA 98338 Property Records

Pierce County property record for 21311 109th Ave E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,604 sqft · built 1991
Lot Size	0.298 acres (12,965 sqft)
Owner	2 Individual Names on File
Last Sale	$543,000 (Jun 2023)
Tax Bill	$5,049 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`602029-0-090`

Property Details

APN / Parcel Number

Primary APN	`602029-0-090`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	1,604 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,965 sqft (0.298 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Covered Porch
Porch Area	92 sqft
Deck Area	360 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	21311 109TH AVE E
City	GRAHAM
State	WA
Zip	98338-8124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 10 TOWNSHIP 18 RANGE 04 QUARTER 24 SOUTH RIDGE L 9 TOG/W UNDIVIDED 1/19TH INT IN PRIVATE ROAD FOR TAX PURPOSES EASE OF REC OUT OF 2-023, 2-050, 2-051 SEG B-0116 LK7/27/90AT
Legal Range	04
Legal Township	18
Legal Section	10
Legal Subdivision	SOUTH RIDGE
Legal Block	116
Legal Lot Number	9
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2004
Census Tract	73130

Owner

21311 109th Ave E is owned and occupied by two individuals who bought it in June 2023.

Source: Pierce County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	21311 109TH AVE E, GRAHAM, WA 98338-8124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Apr 7, 2023	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Jun 5, 2023	Warranty Deed, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	Jul 18, 2006 · Amount on File
Deed Document Number	2023203
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	21311 109TH AVE E, GRAHAM, WA 98338-8124
Transaction Type	Mortgage
Record Updated	Mar 4, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21311 109TH AVE E, GRAHAM, WA 98338-8124

Mortgage

Document Number	0002220046
Date	Feb 22, 2024
Instrument	202402220046

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jul 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	21311 109TH AVE E, GRAHAM, WA 98338-8124
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004070284
Date	Apr 7, 2023
Instrument	202304070284

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 5, 2023
Property Address	21311 109TH AVE E, GRAHAM, WA 98338-8124
Document Number	0006050203
Map Reference	DOC 9006130169
Instrument Date	May 17, 2023
Instrument	202306050203
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,720.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21311 109TH AVE E, GRAHAM, WA 98338-8124

Mortgage

Document Number	0006050204
Date	Jun 5, 2023
Instrument	202306050204

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0006050205
Date	Jun 5, 2023
Instrument	202306050205

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	LAKEWOOD, NJ 08701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	21311 109TH AVE E, GRAHAM, WA 98338-8124
Document Number	2011190574
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21311 109TH AVE E GRAHAM WA 983388124, GRAHAM, WA 98338-8124

Mortgage

Document Number	2011190574
Date	Nov 19, 2020
Instrument	202011190574

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 18, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 21311 109th Ave E was $5,049, up 0.8% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,000 Land $182,500 Building $290,500	$473,000 Land $182,500 Building $290,500
2025	$5,049.00 (+0.84%)
2024	$5,007.00 (-0.81%)	$428,900 (-3.1%) Land $183,900 Building $245,000	$428,900 (-3.1%) Land $183,900 Building $245,000
2023	$5,048.00	$442,600 Land $174,400 Building $268,200	$442,600 Land $174,400 Building $268,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21311 109th Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21311 109th Ave E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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