21314 28th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 21314 28th Ave E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,876 sqft · built 1992
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$549,719 (Apr 2022)
Tax Bill	$8,336 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031811-2-708`

Property Details

APN / Parcel Number

Primary APN	`031811-2-708`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,876 sqft Living Area
Gross Area	2,476 sqft
1st Floor Area	1,876 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	1,622 sqft
Deck Area	344 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	21314 28TH AVE E
City	SPANAWAY
State	WA
Zip	98387-7516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SECTION 11 TOWNSHIP 18 RANGE 03 QUARTER 24 : L 9 LL 90-10-01-0641 TO AMEND L L 89-12-13-0130 TOG/W EASE & RESTRIC OF REC OUT OF 2-031 CURRENT USE RCW 84.34 AS AMEND 1973 AGRI 1978 AUD FEE #2795770 SEG A0401CH/BL HW DC3688BL 5/13/91BO
Legal Range	03
Legal Township	18
Legal Section	11
Legal Subdivision	PIERCE COUNTY LARGE LOT SUBDIVISION
Legal Lot Number	9
Legal Unit	279577
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1006
Census Tract	71413

Owner

21314 28th Ave E is owned and occupied by two individuals who bought it in April 2022.

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	21314 28TH AVE E, SPANAWAY, WA 98387-7516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit TAPCO CU
Apr 29, 2022	Warranty Deed, Transfer · VA Mortgage PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Prior Sale	Dec 22, 2010 · Amount on File
Deed Document Number	2022793
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	21314 28TH AVE E, SPANAWAY, WA 98387-7516
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003040100
Date	Mar 4, 2026
Instrument	202603040100

Lender

Name	TAPCO CU
Type	Credit Union
Address	TACOMA, WA 98466

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 29, 2022
Property Address	21314 28TH AVE E, SPANAWAY, WA 98387-7516
Document Number	0004290793
Map Reference	DOC 9010010641
Instrument Date	Apr 4, 2022
Instrument	202204290793
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,890.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21314 28TH AVE E, SPANAWAY, WA 98387-7516

Mortgage

Document Number	0004290794
Date	Apr 29, 2022
Instrument	202204290794

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 21314 28th Ave E was $8,336, up 3.9% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$777,900 Land $329,000 Building $448,900	$777,900 Land $329,000 Building $448,900
2025	$8,336.00 (+3.86%)
2024	$8,026.00 (-2.43%)	$709,000 (-3.86%) Land $334,100 Building $374,900	$709,000 (-3.86%) Land $334,100 Building $374,900
2023	$8,226.00	$737,500 Land $334,100 Building $403,400	$737,500 Land $334,100 Building $403,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21314 28th Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21314 28th Ave E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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