20815 28th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 20815 28th Ave E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.75 ba · 4,310 sqft · built 1992
Lot Size	7.53 acres (328,007 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,052 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031811-2-041`

Property Details

APN / Parcel Number

Primary APN	`031811-2-041`

Interior

Bedrooms	3 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	4,310 sqft Living Area
Gross Area	1,404 sqft
1st Floor Area	2,632 sqft
Upper Floors Area	1,330 sqft
Attic	Attic
Attic Area	348 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	328,007 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	480 sqft
Deck Area	642 sqft
Patio Area	1,122 sqft
Storage Building	700 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	20815 28TH AVE E
City	SPANAWAY
State	WA
Zip	98387-7237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SECTION 11 TOWNSHIP 18 RANGE 03 QUARTER 21 PARCEL A OF ROS FOR BLA 2010-02-23-5010 PER RCW 58.04.007 DESC AS L 1 OF L L 85-08-01-0304 TOG/W POR OF L 2 OF SD L L DESC AS FOLL BEG AT NE COR OF SD L 2 TH N 87 DEG 50 MIN 28 SEC W ALG N LI 322.56 FT TH S
Legal Range	03
Legal Township	18
Legal Section	11
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1006
Census Tract	71413

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 743, SPANAWAY, WA 98387-0743
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 23, 2010
Transfer Doc	0000000172
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20815 28TH AVE E, SPANAWAY, WA 98387-7237
Document Number	2011100872
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20815 28TH AVE E SPANAWAY WA 983877237, SPANAWAY, WA 98387-7237

Mortgage

Document Number	2011100872
Date	Nov 10, 2020
Instrument	202011100872

Lender

Name	TIMBERLAND BK
Type	Bank
Address	EDGEWOOD, WA 98371

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,239,800 (+12.36%) Land $383,200 Building $856,600	$1,239,800 (+12.36%) Land $383,200 Building $856,600
2025	$13,052.00 (+5.27%)
2024	$12,399.00 (-3.69%)	$1,103,400 (-5.13%) Land $389,200 Building $714,200	$1,103,400 (-5.13%) Land $389,200 Building $714,200
2023	$12,874.00	$1,163,100 Land $389,200 Building $773,900	$1,163,100 Land $389,200 Building $773,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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