Montgomery County property record for 21312 Emerald Dr, Germantown, MD 20876
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,432 sqft · built 1995 |
| Lot Size | 0.087 acres (3,793 sqft) |
| Owner | Individual Name on File |
| Last Sale | $108,116 (Jan 1996) |
| Tax Bill | $4,442 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03001615 |
| Primary APN | 02-03001615 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,432 sqft Living Area |
| Gross Area | 1,632 sqft |
| 1st Floor Area | 716 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,793 sqft (0.087 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 03001615 |
|---|---|
| Street Address | 21312 EMERALD DR |
| City | GERMANTOWN |
| State | MD |
| Zip | 20876-5941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | MILESTONE |
| Legal Subdivision | MILESTONE |
| Legal Block | X |
| Legal Lot Number | 27 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 700314 |
21312 Emerald Dr is owned and occupied by an individual who acquired it in August 2021.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21312 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2021 | Intrafamily Transfer, Transfer |
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 1996 · Amount on File |
| Deed Sale | Jan 11, 1996 · Amount on File |
| Deed Document Number | 199662462 |
| Deed Book / Page | 13856 / 512 |
| Last Transfer Date | Aug 10, 2021 |
| Transfer Doc | 0642580434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 13, 2021 |
| Property Address | 21312 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Document Number | 0642580434 |
| Book / Page | 64258 / 434 |
| Map Reference | MB 167 PL 18828 |
| Instrument Date | Aug 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 21312 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 21312 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MICHAELS T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 21312 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Document Number | 0613920139 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 61392/139 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 21312 Emerald Dr was $4,442, down 7.8% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,433 (+5.04%) | $446,900 (-) Land $130,500 Building $316,400 | |
| 2025 | $4,442.00 (-7.78%) | $405,967 | $446,900 Land $130,500 Building $316,400 |
| 2024 | $4,817.00 | ||
| 2023 | $370,367 | $385,500 Land $130,500 Building $255,000 | |
| 2022 | $3,575.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21312 Emerald Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21312 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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