2126 Waterloo Pl, Denison, TX 75020 Property Records

Grayson County property record for 2126 Waterloo Pl, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	2,222 sqft · built 2019
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Tax Bill	$8,218 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D023 3473011`

Property Details

APN / Parcel Number

Primary APN	`D023 3473011`
Alternative APN	`368436`

Interior

Building Area	2,222 sqft Living Area
Gross Area	2,793 sqft
1st Floor Area	2,222 sqft

Exterior

Year Built	Built 2019
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	571 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	320 sqft

Location & Zoning

Account Number	368436
Street Address	2126 WATERLOO PL
City	DENISON
State	TX
Zip	75020-5846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERLOO EST REPLT OF REPLT LT 1-5 & 12 LT 13-16 BLK 35, BLOCK 1, LOT 11, ACRES .46
Legal Subdivision	WATERLOO EST REPLT OF REPLT LT 1-5 & 12
Legal Block	1
Legal Lot Number	11 2
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3009
Census Tract	800

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2126 WATERLOO PL, DENISON, TX 75020-5846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 21, 2019	Vendor's Lien, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC
Oct 2, 2018	Warranty Deed, Transfer FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2019
Deed Sale	Oct 21, 2019
Prior Sale	Oct 2, 2018
Deed Document Number	2019-00025507
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	2126 WATERLOO PL, DENISON, TX 75020-5846
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033287
Date	Sep 30, 2021
Instrument	2021-00033287

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	May 1, 2051

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Oct 21, 2019
Property Address	2126 WATERLOO PL, DENISON, TX 75020-5846
Document Number	0000025507
Map Reference	VOL 22 PG 53
Instrument Date	Oct 18, 2019
Instrument	2019-00025507
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2126 WATERLOO PL, DENISON, TX 75020-5846

Mortgage

Document Number	0000025508
Date	Oct 21, 2019
Instrument	2019-00025508

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Oct 2, 2018
Property Address	2126 WATERLOO PL, DENISON, TX 75020-5846
Document Number	0000022476
Map Reference	VOL22 PG53
Instrument Date	Sep 25, 2018
Instrument	2018-00022476
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4577 THERESA DR, DENISON, TX 75020-2922

Mortgage

Document Number	0000022477
Date	Oct 2, 2018
Instrument	2018-00022477

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$456,045 (+7.2%) Land $107,001 Building $363,601	$470,602 (+10.62%) Land $107,001 Building $363,601
2024	$8,218.00 (-0.82%)
2023		$425,403 Land $85,360 Building $340,043	$425,403 Land $85,360 Building $340,043
2022	$8,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2015–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: TekWav, Verizon.

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