2131 River West Dr, Windsor, CO 80550 Property Records

Larimer County property record for 2131 River West Dr, Windsor, CO 80550

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,291 sqft · built 2004
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$355,500 (Apr 2012)
Tax Bill$4,477 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Apr 2019 Mortgage
APN86242-08-202

Property Details

APN / Parcel Number

Primary APN86242-08-202
Alternative APN
  • R1546422

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,291 sqft Living Area
Basement Area1,955 sqft
Finished Basement1,161 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleRanch
Exterior MaterialOther
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area850 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area673 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1546422
Old Parcel Number8624208202
Street Address2131 RIVER WEST DR
CityWINDSOR
StateCO
Zip80550-4621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 202, RIVER WEST PUD, SUB, WIN
Legal Range68
Legal Township06
Legal Section24
Legal QuarterNW
Legal SubdivisionRIVER WEST PUD
Legal Lot Number202
JurisdictionLARIMER CO
Township / Civil DivisionLOVELAND
Census Block Group3
Census Block3002
Census Tract1714

Owner

2131 River West Dr is owned by an individual who acquired it in April 2025.

Source: Larimer County records, as of February 2, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address221 W 57TH ST, LOVELAND, CO 80538-1102
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Deed of Trust, Mortgage · Line of Credit
ELEVATIONS CU
Apr 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
ELEVATIONS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2012 · Amount on File
Deed SaleApr 4, 2012 · Amount on File
Prior SaleApr 22, 2011 · Amount on File
Deed Document Number0000021985
Last Transfer DateApr 8, 2025
Transfer Doc0000014423
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address2131 RIVER WEST DR, WINDSOR, CO 80550-4621
Transaction TypeMortgage
Record UpdatedApr 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039566
DateApr 20, 2021
Instrument20210039566
Lender
NameELEVATIONS CU
TypeCredit Union
AddressBOULDER, CO 80301
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address2131 RIVER WEST DR, WINDSOR, CO 80550-4621
Document Number0000018565
Instrument DateApr 10, 2019
Transaction TypeMortgage
Record UpdatedMay 22, 2019
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2131 RIVER WEST DR WINDSOR CO 805504621, WINDSOR, CO 80550-4621

Mortgage

Document Number0000018565
DateApr 15, 2019
Instrument18565
Lender
NameELEVATIONS CU
AddressBOULDER, CO 80301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 14, 2049
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 2131 River West Dr was $4,477.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyLarimer County
MunicipalityWindsor Town
Unified School DistrictPoudre School District R-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,477.00$46,313 Land $3,900 Building $42,413$741,000 Land $62,400 Building $678,600
2023$4,263.00 (+3.37%)$51,744 (+33.5%) Land $4,181 Building $47,563$772,300 (+38.48%) Land $62,400 Building $709,900
2022$4,124.00$38,760 Land $4,337 Building $34,423$557,700 Land $62,400 Building $495,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 2131 River West Dr; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2131 River West Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WINDSOR
serves 23,500 people · EPA ID CO0162843
Water SourcePurchased surface water from several systems
Last State InspectionNov 2022
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Vistabeam
Fixed Wireless
500 / 80
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20

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