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2131 Edgewater Cir, Winter Haven, FL 33880 Property Records

Polk County property record for 2131 Edgewater Cir, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,171 sqft · built 1980
Lot Size0.233 acres (10,158 sqft)
Owner2 Individual Names on Record
Last Sale$434,900 (Oct 2022)
Tax Bill$3,365 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Jun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN26-28-33-658210-000160

Property Details

APN / Parcel Number

Primary APN26-28-33-658210-000160
Alternative APNs
  • 332826658210000160
  • 32826000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,171 sqft Living Area
Gross Area3,074 sqft
1st Floor Area2,067 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area10,158 sqft (0.233 acres)
Lot Dimensions105 ft deep x 93 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area567 sqft

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area450 sqft
Pool HousePool House
PorchFlorida Room
Porch Area580 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2131 EDGEWATER CIR
CityWINTER HAVEN
StateFL
Zip33880-4647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER MANOR PB 68 PG 50 LOT 16
Legal Range26E
Legal Township28S
Legal Section33
Legal SubdivisionEDGEWATER MANOR
Legal Tract658210
Legal Block2
Legal Lot Number16
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2058
Census Tract14005

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2131 EDGEWATER CIR, WINTER HAVEN, FL 33880-4647
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 13, 2017Deed of Trust, Mortgage · Line of Credit
CENTERSTATE BK/FL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2022 · Amount on Record
Deed SaleOct 3, 2022 · Amount on Record
Prior SaleAug 14, 2012 · Amount on Record
Deed Document Number2022262031
Deed Book / Page12435 / 2283
Last Transfer DateFeb 10, 2025
Transfer Doc0000031889
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 3, 2022
Property Address2131 EDGEWATER CIR, WINTER HAVEN, FL 33880-4647
Document Number0000262031
Book / Page12435 / 2283
Map ReferenceMB 68 PG 50
Instrument DateSep 27, 2022
Instrument2022262031
Transaction TypeTransfer
Record UpdatedOct 17, 2022
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,044.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1035 MEDINAH DR, 1035, WINTER HAVEN, FL 33884-1225

Transferred To (Grantee/Buyer)

NameVerified Name
Address2131 EDGEWATER CIR, WINTER HAVEN, FL 33880-4647

Mortgage

Document Number0124352284
DateOct 3, 2022
Instrument12435/2284
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address2131 EDGEWATER CIR, WINTER HAVEN, FL 33880-4647
Document Number0101881278
Book / Page010188 / 001278
Instrument DateJun 13, 2017
Transaction TypeMortgage
Record UpdatedJul 18, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2131 EDGEWATER CIR WINTER HAVEN FL 338804647, WINTER HAVEN, FL 33880-4647

Mortgage

Document Number0101881278
DateJun 27, 2017
Book Page010188/001278
Instrument122703
Lender
NameCENTERSTATE BK/FL
TypeBank
AddressLAKE ALFRED, FL 33850
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 26, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$315,637 (+5.43%)$333,705 (+11.46%) Land $39,000 Building $294,705
2025$3,365.00 (-25.82%)$299,394 (-9.38%) Land $39,000 Building $260,394$299,394 (-9.38%) Land $39,000 Building $260,394
2023$4,536.00 (+160.69%) Homeowner's exemption$330,368 (+97.83%) Land $38,000 Building $292,368$330,368 (+17.99%) Land $38,000 Building $292,368
2022$1,740.00 Homeowner's exemption$166,994$280,004 Land $32,000 Building $248,004

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims13 (1978–2026)
Claims Outside the SFHA6 of 13
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier, Verizon.

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