2125 Edgewater Cir, Winter Haven, FL 33880 Property Records

Polk County property record for 2125 Edgewater Cir, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,045 sqft · built 1981
Lot Size	0.23 acres (10,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Nov 2023)
Tax Bill	$2,858 (2025)
Deeds & Mortgages	Nov 2023 Sale Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-33-658210-000130`

Property Details

APN / Parcel Number

Primary APN	`26-28-33-658210-000130`
Alternative APNs	`332826658210000130` `32826000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,045 sqft Living Area
Gross Area	2,533 sqft
1st Floor Area	1,805 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,028 sqft (0.23 acres)
Lot Dimensions	105 ft deep x 95 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	488 sqft
Pool Area	800 sqft
Porch	Florida Room
Porch Area	280 sqft

Location & Zoning

Street Address	2125 EDGEWATER CIR
City	WINTER HAVEN
State	FL
Zip	33880-4647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER MANOR PB 68 PG 50 LOT 13
Legal Range	26E
Legal Township	28S
Legal Section	33
Legal Subdivision	EDGEWATER MANOR
Legal Tract	658210
Legal Block	2
Legal Lot Number	13
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2058
Census Tract	14005

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2125 EDGEWATER CIR, WINTER HAVEN, FL 33880-4647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Warranty Deed, Transfer SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY
Oct 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 31, 2017	Warranty Deed, Transfer ALL REAL ESTATE TITLE SERVICES INC, ALL REAL ESTATE TITLE SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2023 · Amount on Record
Deed Sale	Nov 15, 2023 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	2023269055
Deed Book / Page	12909 / 263
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 15, 2023
Property Address	2125 EDGEWATER CIR, WINTER HAVEN, FL 33880-4647
Document Number	0000269055
Book / Page	12909 / 263
Map Reference	MB 68 PG 50
Instrument Date	Nov 7, 2023
Instrument	2023269055
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 WINDSOR RUN LN # LN201, LN201, MATTHEWS, NC 28105-0071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 EDGEWATER CIR, WAHNETA, FL 33880-4647

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2125 EDGEWATER CIR, WINTER HAVEN, FL 33880-4647
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2470 FREEWILL RD NW, CLEVELAND, TN 37312-2123

Mortgage

Document Number	0000283078
Date	Oct 27, 2022
Book Page	12464/657
Instrument	2022283078

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Feb 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 31, 2017
Property Address	2125 EDGEWATER CIR, WINTER HAVEN, FL 33880-4647
Document Number	0102190290
Book / Page	010219 / 000290
Instrument Date	Jul 28, 2017
Instrument	145212
Transaction Type	Transfer
Record Updated	Aug 16, 2017
Title Company	ALL REAL ESTATE TITLE SERVICES INC, ALL REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$1,463.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 EDGEWATER CIR WINTER HAVEN FL 338804647, WINTER HAVEN, FL 33880-4647

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,749 (+1.82%) Land $39,000 Building $221,749	$260,749 (+1.82%) Land $39,000 Building $221,749
2025	$2,858.00 (+22.19%) Homeowner's exemption	$256,090 (+48.46%) Land $39,000 Building $217,090	$256,090 (-9.91%) Land $39,000 Building $217,090
2023	$2,339.00 (+2.32%) Homeowner's exemption	$172,501 (+3%)	$284,259 (+13.83%) Land $38,000 Building $246,259
2022	$2,286.00 Homeowner's exemption	$167,477	$249,719 Land $32,000 Building $217,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	13 (1978–2026)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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