Bay County property record for 2131 E 26th St, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,634 sqft · built 1961 |
| Lot Size | 0.554 acres (24,132 sqft) |
| Owner | Individual Name on File |
| Last Sale | $272,000 (Jul 2026) |
| Tax Bill | $391 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2017 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 12668-000-000 |
| Primary APN | 12668-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,634 sqft Living Area |
| 1st Floor Area | 1,634 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 24,132 sqft (0.554 acres) |
| Lot Dimensions | 210 ft deep x 115 ft wide |
| Driveway | Driveway |
| Driveway Area | 744 sqft |
| Porch | Open Porch |
| Porch Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2131 E 26TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-5703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HIGHLAND CITY (14.3) BEG 103 W OF SE COR LOT 14 TH W 115 N 21O E 115 S 210 TO POB BLK 30 ORB 3946 P 377 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | HIGHLAND CITY |
| Legal Block | 30 |
| Legal Lot Number | 14 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 1302 |
2131 E 26th St is owned by an individual who bought it in July 2026.
Source: Bay County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7624 JACKSON AVE, PANAMA CITY, FL 32409-1239 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Oct 16, 2017 | Warranty Deed, Transfer OMEGA TITLE |
| Sep 26, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2026 · Amount on File |
| Deed Sale | Jul 27, 2026 · Amount on File |
| Prior Sale | Oct 16, 2017 · Amount on File |
| Deed Document Number | 202645435 |
| Deed Book / Page | 5060 / 1481 |
| Prior Transfer Date | Aug 7, 2025 |
| Prior Transfer Doc | 0049401086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 27, 2026 |
| Property Address | 2131 E 26TH ST, PANAMA CITY, FL 32405-5703 |
| Document Number | 0000045435 |
| Book / Page | 5060 / 1481 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202645435 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | TITLE COMPANY TITLE AGENCY, ALPHA TITLE CO AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192,304.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7624 JACKSON AVE, PANAMA CITY, FL 32409-1239 |
| Document Number | 0000045437, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202645437 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 16, 2017 |
| Property Address | 2131 E 26TH ST, PANAMA CITY, FL 32405-5703 |
| Document Number | 0039460377 |
| Book / Page | 003946 / 000377 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 59532 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | OMEGA TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,231.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1231 E 26TH PANAMA CITY FL 32405, PANAMA CITY, FL 32405 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 26, 2017 |
| Property Address | 2131 E 26TH ST, PANAMA CITY, FL 32405-5703 |
| Document Number | 0039400925 |
| Book / Page | 003940 / 000925 |
| Instrument Date | Dec 8, 2015 |
| Instrument | 55345 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1670 PANAMA CITY FL 324021670, PANAMA CITY, FL 32402-1670 |
The 2025 property tax bill for 2131 E 26th St was $391, up 4.8% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $391.00 (+4.83%) Homeowner's exemption Disabled Person's exemption Widower's exemption Additional exemption filed | $108,185 | $207,135 Land $49,680 Building $157,455 |
| 2024 | $373.00 (-51.31%) | ||
| 2023 | $766.00 (+125.29%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $102,074 (+63.12%) | $177,269 (+87.19%) Land $37,260 Building $140,009 |
| 2022 | $340.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $62,576 | $94,701 Land $31,795 Building $62,906 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2131 E 26th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 34.5 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 21 (1998–2018) |
| Claims Outside the SFHA | 6 of 21 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2131 E 26th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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