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2024 E 26th St, Panama City, FL 32405 Property Records

Bay County property record for 2024 E 26th St, Panama City, FL 32405

Property Summary

Property TypeResidential Vacant Land
Lot Size0.757 acres (32,975 sqft)
OwnerIndividual Name on File
Last Sale$49,000 (Aug 2023)
Tax Bill$334 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Aug 2023 Sale
Flood ZoneZone X (minimal risk)
APN12679-005-001

Property Details

APN / Parcel Number

Primary APN12679-005-001

Exterior

Lot Area32,975 sqft (0.757 acres)
Lot Dimensions400 ft deep x 82 ft wide
Mobile Home / RV HookupMobile Home / RV Hookup

Location & Zoning

Street Address2024 E 26TH ST
CityPANAMA CITY
StateFL
Zip32405-5702
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionHIGHLAND CITY (6.01A) 104A PART OF LOT 6 BLK 31 DESC AS COM AT THE SW COR OF
Legal SubdivisionHIGHLAND CITY
Legal Block31
Legal Lot Number6
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3025
Census Tract1302

Owner

2024 E 26th St, residential vacant land, is owned by an individual who bought it in August 2023.

Source: Bay County records, as of January 23, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address8700 FRONT BEACH RD UNIT 1111, 1111, PANAMA CITY BEACH, FL 32407-4278
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Deed of Trust, Mortgage · Line of Credit
WHITNEY BANK
Aug 10, 2023Warranty Deed, Transfer
SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2023 · Amount on File
Deed SaleAug 10, 2023 · Amount on File
Deed Document Number0004719739
Deed Book / Page4719 / 739
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address2024 E 26TH ST, PANAMA CITY, FL 32405-5702
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address8700 FRONT BEACH RD 111, 111, PANAMA CITY BEACH, FL 32407-4277

Mortgage

Document Number0049841313
DateDec 17, 2025
Book Page4984/1313
Instrument2025073600
Lender
NameWHITNEY BANK
TypeBank
AddressLYNN HAVEN, FL 32444
Agreement
TypeLine of Credit
AmountAmount on Record
Term117 Months
DueSep 26, 2035

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateAug 10, 2023
Property Address2024 E 26TH ST, PANAMA CITY, FL 32405-5702
Document Number0047190739
Book / Page4719 / 739
Instrument DateAug 10, 2023
Instrument2023050643
Transaction TypeTransfer
Record UpdatedJan 19, 2024
Title CompanySOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY

Transaction

AmountAmount on Record
Tax$343.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2016 E 26TH ST, PANAMA CITY, FL 32405-5702

Transferred To (Grantee/Buyer)

NameVerified Name
Address1105 CLARA AVE, PANAMA CITY BEACH, FL 32407-2889

Tax Assessment & Valuation

The 2025 property tax bill for 2024 E 26th St was $334.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$334.00$27,156 Land $24,656 Building $2,500$27,156 Land $24,656 Building $2,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2024 E 26th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims21 (1998–2018)
Claims Outside the SFHA6 of 21
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 11 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2024 E 26th St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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