21308 Baltic Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21308 Baltic Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,612 sqft · built 1997
Lot Size0.171 acres (7,453 sqft)
OwnerIndividual Name on File
Last Sale$540,000 (Nov 2020)
Tax Bill$5,047 (2023)
Deeds & MortgagesJan 2021 Line of Credit
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-781-49

Property Details

APN / Parcel Number

Primary APN001-781-49

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,612 sqft Heated Area
Gross Area3,262 sqft
1st Floor Area1,161 sqft
Upper Floors Area1,451 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area7,453 sqft (0.171 acres)
Garage Area540 sqft

Exterior Amenities

PorchPorch
Porch Area110 sqft
Deck Area380 sqft
Patio Area172 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-781-49
Street Address21308 BALTIC DR
CityCORNELIUS
StateNC
Zip28031-6425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL25 M27-102
Legal SubdivisionCAPTAINS POINT
Legal Block8
Legal Lot Number25
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group2
Census Block2002
Census Tract6217

Owner

21308 Baltic Dr is owned and occupied by an individual who bought it in November 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address21308 BALTIC DR, CORNELIUS, NC 28031-6425
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2021Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Nov 13, 2020Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Apr 21, 2017Warranty Deed, Transfer · Conventional Mortgage
AMERICAN AIRLINES FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2020 · Amount on File
Deed SaleNov 13, 2020 · Amount on File
Prior SaleApr 21, 2017 · Amount on File
Deed Document Number0035310934
Deed Book / Page35310 / 934
Record UpdatedJun 7, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address21308 BALTIC DR, CORNELIUS, NC 28031-6425
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanySTEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address21308 BALTIC DR, CORNELIUS, NC 28031-6425

Mortgage

Document Number0000016698
DateJan 28, 2021
Book Page35602/638
Instrument2021016698
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 13, 2020
Property Address21308 BALTIC DR, CORNELIUS, NC 28031-6425
Document Number0000191446
Book / Page35310 / 934
Map ReferenceMB 27 PG 102
Instrument DateNov 9, 2020
Instrument2020191446
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address149 W KINDERTON WAY # WAY305, 149, BERMUDA RUN, NC 27006-7379

Transferred To (Grantee/Buyer)

NameVerified Name
Address21308 BALTIC DR, CORNELIUS, NC 28031-6425

Mortgage

Document Number0000191447
DateNov 13, 2020
Instrument2020191447
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 21, 2017
Property Address21308 BALTIC DR, CORNELIUS, NC 28031-6425
Document Number0000051918
Book / Page31737 / 983
Map ReferenceMB27 PG102
Instrument DateApr 21, 2017
Instrument2017051918
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$690.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24 HILLCREEK BLVD, 24, CHARLESTON, SC 29412-2521

Transferred To (Grantee/Buyer)

NameVerified Name
Address2138 BALTIC DR, CORNELIUS, NC 28031

Mortgage

Document Number0000051919
DateApr 21, 2017
Instrument2017051919
Lender
NameAMERICAN AIRLINES FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 21308 Baltic Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21308 Baltic Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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