Mecklenburg County property record for 21304 Baltic Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,851 sqft · built 1995 |
| Lot Size | 0.196 acres (8,538 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $359,000 (Jan 2017) |
| Tax Bill | $4,125 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-781-50 |
| Primary APN | 001-781-50 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,851 sqft Living Area |
| Gross Area | 3,291 sqft |
| 1st Floor Area | 1,538 sqft |
| Upper Floors Area | 1,313 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,538 sqft (0.196 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 170 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 21304 BALTIC DR |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L24 M27-102 |
| Legal Subdivision | CAPTAINS POINT |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 6217 |
21304 Baltic Dr is owner-occupied and held in a trust since August 2026.
Source: Mecklenburg County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 21304 BALTIC DR, CORNELIUS, NC 28031-6425 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 6, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 19, 2017 | Deed of Trust, Mortgage · Line of Credit AQUESTA BANK |
| Jan 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2017 · Amount on File |
| Deed Sale | Jan 31, 2017 · Amount on File |
| Prior Sale | Apr 30, 1999 · Amount on File |
| Deed Document Number | 201713336 |
| Deed Book / Page | 31536 / 612 |
| Last Transfer Date | Aug 4, 2026 |
| Transfer Doc | 0000084648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 6, 2026 |
| Property Address | 21304 BALTIC DR, CORNELIUS, NC 28031-6425 |
| Document Number | 0000084648 |
| Book / Page | 40629 / 931 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 202684648 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 21304 BALTIC DR, CORNELIUS, NC 28031-6425 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21304 BALTIC DR, CORNELIUS, NC 28031-6425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000183878 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 35267/470 |
| Instrument | 2020183878 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21304 BALTIC DR, CORNELIUS, NC 28031-6425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000126548 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 32129/096 |
| Instrument | 2017126548 |
| Name | AQUESTA BANK |
|---|---|
| Type | Bank |
| Address | DAVIDSON, NC 28036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 31, 2017 |
| Property Address | 21304 BALTIC DR, CORNELIUS, NC 28031-6425 |
| Document Number | 0000013336 |
| Book / Page | 31536 / 612 |
| Map Reference | MB27 PG102 |
| Instrument Date | Jan 24, 2017 |
| Instrument | 2017013336 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $718.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21404 BALTIC DR, 21404, CORNELIUS, NC 28031-6427 |
| Name | Verified Name |
|---|---|
| Address | 21304 BALTIC DR, CORNELIUS, NC 28031-6425 |
| Document Number | 0000013337 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 31536/614 |
| Instrument | 2017013337 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 21304 Baltic Dr was $4,125.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,125.00 | $611,400 Land $200,000 Building $411,400 | $611,400 Land $200,000 Building $411,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21304 Baltic Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21304 Baltic Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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