2130 River Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 2130 River Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,928 sqft · built 1996
Lot Size	8.72 acres (379,843 sqft)
Owner	Trust Name on File
Last Sale	$290,000 (Aug 2018)
Tax Bill	$4,952 (2024)
Deeds & Mortgages	Dec 2019 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-17-100-022`

Property Details

APN / Parcel Number

Primary APN	`01-19-17-100-022`

Interior

Full Baths	1 Bath
Building Area	1,928 sqft Living Area
1st Floor Area	1,928 sqft
Basement Area	1,432 sqft
Unfinished Basement	1,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Lot Area	379,843 sqft (8.72 acres)
Garage Area	504 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2130 RIVER RD
City	PETOSKEY
State	MI
Zip	49770-9023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-1
Legal Description	PT OF NE ? OF NW ? OF SECTION 17, COM AT N ? COR OF SD SEC, TH N88?03'45"W 1319.62 FT ALG N LN OF SD SEC TO W 1/8 LN OF SEC, TH S00?48?22?W 577.50 FT ALG SD W 1/8 LN BEING POB, TH CONT S00?48?22?W 741 FT, TH S87?59'43"E 48.74 FT, TH N53?20'50"E 1083.
Legal Subdivision	S17 T34N R5W
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2002
Census Tract	970600

Owner

2130 River Rd is owner-occupied and held in a trust since August 2018.

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	2130 RIVER RD, PETOSKEY, MI 49770-9023
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Aug 1, 2018	Warranty Deed, Transfer
Feb 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2018 · Amount on File
Deed Sale	Aug 1, 2018 · Amount on File
Prior Sale	Feb 15, 2013 · Amount on File
Deed Document Number	20185158370
Deed Book / Page	1205 / 475
Prior Transfer Date	Feb 16, 2018
Prior Transfer Doc	001201/405
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2130 RIVER RD, PETOSKEY, MI 49770-9023
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2130 RIVER RD, PETOSKEY, MI 49770-9023

Mortgage

Document Number	0000001217/0000000546
Date	Dec 10, 2019
Book Page	0000001217/0000000546
Instrument	5170466

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2130 RIVER RD, PETOSKEY, MI 49770-9023
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2130 RIVER RD, PETOSKEY, MI 49770-9023

Mortgage

Document Number	0000001234/0000000631
Date	Jun 30, 2021
Book Page	0000001234/0000000631
Instrument	5187595

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2061

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Aug 1, 2018
Property Address	2130 RIVER RD, PETOSKEY, MI 49770-9023
Document Number	001205/475
Book / Page	1205 / 475
Instrument Date	Jul 26, 2018
Instrument	000005158370
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7749 MULBERRY LN, CHARLEVOIX, MI 49720-8815

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Feb 19, 2018
Property Address	2130 RIVER RD, PETOSKEY, MI 49770-9023
Document Number	001201/405
Book / Page	1201 / 405
Instrument Date	Feb 16, 2018
Instrument	000005154303
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 MAPLEWOOD DR, PETOSKEY, MI 49770-9533

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,900 (+9.43%) Land $41,400 Building $262,500	$607,800 (+9.43%) Land $82,800 Building $525,000
2025		$277,700 Land $34,900 Building $242,800	$555,400 Land $69,800 Building $485,600
2024	$4,952.00
2023		$218,800 Land $30,500 Building $188,300	$437,600 Land $61,000 Building $376,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2130 River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2130 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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