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2130 E 5th St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 2130 E 5th St, Charlotte, NC 28204

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 4,568 sqft · built 1932
Lot Size0.273 acres (11,894 sqft)
OwnerIndividual Name on Record
Last Sale$429,000 (Aug 2011)
Tax Bill$12,107 (2023)
Deeds & MortgagesJun 2023 Line of Credit
Sep 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN127-085-15

Property Details

APN / Parcel Number

Primary APN127-085-15

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,568 sqft Heated Area
Gross Area5,696 sqft
1st Floor Area1,714 sqft
Upper Floors Area2,224 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Architectural StyleOther
Exterior MaterialStucco
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area11,894 sqft (0.273 acres)
Garage Area500 sqft

Exterior Amenities

PorchPorch
Porch Area430 sqft
Deck Area198 sqft
Patio Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number127-085-15
Street Address2130 E 5TH ST
CityCHARLOTTE
StateNC
Zip28204-3304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL7 &P6 B3 M332-230
Legal SubdivisionROSEMONT
Legal Block3
Legal Lot Number7
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3001
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elizabeth Historic District
listed 1989 · 893 contributing resources · NRIS 88003003

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2130 E 5TH ST, CHARLOTTE, NC 28204-3304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Sep 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Nov 16, 2021Intrafamily Transfer, Transfer
Feb 12, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO
Feb 12, 2018Deed of Trust, Mortgage · ARM
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2011 · Amount on Record
Deed SaleAug 26, 2011 · Amount on Record
Prior SaleAug 26, 2011 · Amount on Record
Deed Document Number0000095825
Deed Book / Page26698 / 0341
Last Transfer DateNov 16, 2021
Transfer Doc0000218129
Record UpdatedJun 7, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2130 E 5TH ST, CHARLOTTE, NC 28204-3304
Transaction TypeMortgage
Record UpdatedJun 28, 2023
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2130 E 5TH ST, CHARLOTTE, NC 28204-3304

Mortgage

Document Number0000056829
DateJun 15, 2023
Book Page38192/429
Instrument2023056829
Lender
NameCITIZENS BANK NA
TypeBank
AddressGLEN ALLEN, VA 23059
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 8, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2130 E 5TH ST, CHARLOTTE, NC 28204-3304
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000170652
DateSep 3, 2021
Book Page36494/764
Instrument2021170652
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateNov 16, 2021
Property Address2130 E 5TH ST, CHARLOTTE, NC 28204-3304
Document Number0000218129
Book / Page36767 / 977
Map ReferenceMB 332 PG 230
Instrument DateNov 16, 2021
Instrument2021218129
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2130 E 5TH ST, CHARLOTTE, NC 28204-3304

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2130 E 5TH ST, CHARLOTTE, NC 28204-3304
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanySTEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015984
DateFeb 12, 2018
Book Page32459/072
Instrument2018015984
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2130 E 5TH ST, CHARLOTTE, NC 28204-3304
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanySTEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015961
DateFeb 12, 2018
Book Page32458/895
Instrument2018015961
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueFeb 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateFeb 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.62%
Index1-Year LIBOR
Max Rate9.62%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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