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2129 E 5th St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 2129 E 5th St, Charlotte, NC 28204 · Last verified November 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,474 sqft · built 1930
Lot Size0.218 acres (9,509 sqft)
OwnerIndividual Name on File
Last Sale$1,255,000 (Oct 2023)
Tax Bill$10,053 (2023)
Deeds & MortgagesDec 2025 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN127-047-20

Property Details

APN / Parcel Number

Primary APN127-047-20

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,474 sqft Heated Area
Gross Area2,621 sqft
1st Floor Area1,610 sqft
Upper Floors Area864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialWood
Lot Area9,509 sqft (0.218 acres)
Garage Area484 sqft

Exterior Amenities

PorchPorch
Porch Area147 sqft
Deck Area49 sqft
Patio Area497 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number127-047-20
Street Address2129 E 5TH ST
CityCHARLOTTE
StateNC
Zip28204-3303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL36 B2 M332-230
Legal SubdivisionROSEMONT
Legal Block2
Legal Lot Number36
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1006
Census Tract2400

Owner

Source: Mecklenburg County records · APN 127-047-20

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2129 E 5TH ST, CHARLOTTE, NC 28204-3303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2025Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 31, 2023Warranty Deed, Transfer · Conventional Mortgage
KIND LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2023 · Amount on Record
Deed SaleOct 31, 2023 · Amount on Record
Prior SaleMar 28, 2016 · Amount on Record
Deed Document Number2023103530
Deed Book / Page38458 / 892
Record UpdatedJun 07, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2129 E 5TH ST, CHARLOTTE, NC 28204-3303
Transaction TypeMortgage
Record UpdatedDec 17, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2129 E 5TH ST, CHARLOTTE, NC 28204-3303

Mortgage

Document Number0000125510
DateDec 08, 2025
Book Page40055/564
Instrument2025125510
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 31, 2023
Property Address2129 E 5TH ST, CHARLOTTE, NC 28204-3303
Document Number0000103530
Book / Page38458 / 892
Map ReferenceMB 332 PG 230
Instrument DateOct 27, 2023
Instrument2023103530
Transaction TypeTransfer
Record UpdatedNov 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address362 GENTIAN TRL, WEAVERVILLE, NC 28787-0240

Transferred To (Grantee/Buyer)

NameVerified Name
Address2129 E 5TH ST, CHARLOTTE, NC 28204-3303

Mortgage

Document Number0000103531
DateOct 31, 2023
Instrument2023103531
Lender
NameKIND LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

Mortgage

Document Number0000103532
DateOct 31, 2023
Book Page38458/909
Instrument2023103532
Lender
NameHOMETRUST BANK
TypeBank
AddressASHEVILLE, NC 28802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 05, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$10,053.00$1,041,800 Land $632,500 Building $409,300$1,041,800 Land $632,500 Building $409,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190024001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Elizabeth Historic District
listed 1989 · 893 contributing resources · NRIS 88003003

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 467 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless1,000 / 75
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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