213 Waters St, Waco, TX 76704 Property Records

McLennan County property record for 213 Waters St, Waco, TX 76704 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,364 sqft · built 1962
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Tax Bill	$2,167 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`480352030006005`

Property Details

APN / Parcel Number

Primary APN	`480352030006005`
Alternative APNs	`4803520300060050111` `188090`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	1,616 sqft
1st Floor Area	1,364 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	118 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	252 sqft
Driveway	Driveway
Driveway Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Patio Area	252 sqft
Fence	Fence
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	188090
Old Parcel Number	4803520300060050111
Street Address	213 WATERS ST
City	WACO
State	TX
Zip	76704-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER OAKS NO 3 LOT 3 BLOCK C ACRES .18
Legal Subdivision	RIVER OAKS NO 3
Legal Block	C
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2013
Census Tract	1401

Owner

Source: McLennan County records · APN 480352030006005

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	213 WATERS ST, WACO, TX 76704-1451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Jun 07, 2022	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Jan 27, 2020	Vendor's Lien, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Sep 20, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2020
Deed Sale	Jan 27, 2020
Prior Sale	Sep 20, 2019
Deed Document Number	2020002878
Record Updated	Jun 07, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	213 WATERS ST, WACO, TX 76704-1451
Transaction Type	Mortgage
Record Updated	Mar 06, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 WATERS ST, WACO, TX 76704-1451

Mortgage

Document Number	0000005047
Date	Feb 21, 2024
Instrument	2024005047

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	ENID, OK 73702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Feb 01, 2064

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	213 WATERS ST, WACO, TX 76704-1451
Transaction Type	Mortgage
Record Updated	Jun 15, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 WATERS ST, WACO, TX 76704-1451

Mortgage

Document Number	0000022833
Date	Jun 07, 2022
Instrument	2022022833

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Feb 01, 2050

January 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 27, 2020
Property Address	213 WATERS ST, WACO, TX 76704-1451
Document Number	0000002878
Map Reference	VOL 893 PG 56
Instrument Date	Jan 23, 2020
Instrument	2020002878
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 WATERS ST, WACO, TX 76704-1451

Mortgage

Document Number	0000002879
Date	Jan 27, 2020
Instrument	2020002879

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Mortgage

Document Number	0000002880
Date	Jan 27, 2020
Instrument	2020002880

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 20, 2019
Property Address	213 WATERS ST, WACO, TX 76704-1451
Document Number	0000031635
Instrument Date	Sep 17, 2019
Instrument	31635
Transaction Type	Transfer
Record Updated	Oct 08, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2487 WACO TX 767032487, WACO, TX 76703-2487

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$220,391 (+16.74%) Land $13,170 Building $221,840	$235,010 (+24.49%) Land $13,170 Building $221,840
2024	$2,167.00 (+5.4%)
2023		$188,780 Land $13,170 Building $175,610	$188,780 Land $13,170 Building $175,610
2022	$2,056.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090014012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 41 individual NFIP policies nearby
Nearby Flood Policies	41 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 364 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Radiate Holdings	Cable	1,500 / 50
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, Helmsco, AMG Technology Investment Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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