204 Waters St, Waco, TX 76704 Property Records

McLennan County property record for 204 Waters St, Waco, TX 76704

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,012 sqft · built 1962
Lot Size	0.164 acres (7,150 sqft)
Owner	Company Name on File
Last Sale	$1,662,500 (Jan 2024)
Tax Bill	$3,315 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2023 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`48-035202-004000-4`

Property Details

APN / Parcel Number

Primary APN	`48-035202-004000-4`
Alternative APNs	`4803520200400040111` `188022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,012 sqft Living Area
Gross Area	1,309 sqft
1st Floor Area	1,012 sqft
Flooring	Carpet

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1988
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	130 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	297 sqft
Driveway	Concrete Driveway
Driveway Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	204 WATERS ST
City	WACO
State	TX
Zip	76704-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	RIVER OAKS NO 2 LOT 15 BLOCK 4 ACRES .1641
Legal Subdivision	RIVER OAKS NO 2
Legal Block	4
Legal Lot Number	15
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2012
Census Tract	1401

Owner

204 Waters St is owned by a company that bought it in January 2024.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	8448 ORANGE ST, DOWNEY, CA 90242-3643
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Vendor's Lien, Transfer · Stand-Alone First Mortgage GARTHOK LENDING LLC
Nov 17, 2023	Affidavit of Death of Joint Tenant, Transfer
Nov 17, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2024 · Amount on File
Deed Sale	Jan 29, 2024 · Amount on File
Deed Document Number	20242815
Record Updated	Oct 29, 2026

January 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 29, 2024
Property Address	204 WATERS ST, WACO, TX 76704-1452
Document Number	0000002815
Map Reference	VOL 792 PG 550
Instrument Date	Jan 26, 2024
Instrument	2024002815
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	NOT AVAILABLE, FTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8448 ORANGE ST, DOWNEY, CA 90242-3643

Mortgage

Document Number	0000002816
Date	Jan 29, 2024
Instrument	2024002816

Lender

Name	GARTHOK LENDING LLC
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MCLENNAN TX
Recording Date	Nov 17, 2023
Property Address	204 WATERS ST, WACO, TX 76704-1452
Document Number	0000035585
Instrument Date	Nov 1, 2023
Instrument	2023035585
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 WATERST, WACO, TX 76704-1452

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MCLENNAN TX
Recording Date	Nov 17, 2023
Property Address	204 WATERS ST, WACO, TX 76704-1452
Document Number	0000035584
Instrument Date	Nov 1, 2023
Instrument	2023035584
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 WATERS ST, WACO, TX 76704-1452

Tax Assessment & Valuation

The 2025 property tax bill for 204 Waters St was $3,315, down 1.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,989 (-1.69%) Land $13,871 Building $131,118	$144,989 (-1.69%) Land $13,871 Building $131,118
2025	$3,315.00 (-1.16%)	$147,480 Land $12,580 Building $134,900	$147,480 Land $12,580 Building $134,900
2024	$3,354.00
2023		$118,300 Land $12,580 Building $105,720	$118,300 Land $12,580 Building $105,720
2022	$428.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 204 Waters St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Waters St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Central Link Broadband, Nextlink.

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