213 Saunders Rd, Gates, NC 27937 Property Records

Gates County property record for 213 Saunders Rd, Gates, NC 27937

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba
Lot Size	10 acres (436,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Nov 2013)
Tax Bill	$2,397 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02540`

Property Details

APN / Parcel Number

Primary APN	`10-02540`
Alternative APN	`27654`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	436,907 sqft (10 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	27654
Street Address	213 SAUNDERS RD
City	GATES
State	NC
Zip	27937-9467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	TRACT 1 GATES COUNTY ESTATES
Legal Subdivision	GATES COUNTY ESTATE
Legal Tract	1
Jurisdiction	GATES NC
Township / Civil Division	REYNOLDSON
Census Block Group	1
Census Block	1020
Census Tract	970300

Owner

Source: Gates County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	213 SAUNDERS RD, GATES, NC 27937-9467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · FHA Mortgage VERITAS FUNDING LLC
Nov 26, 2018	Deed of Trust, Mortgage · FHA Mortgage TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2013 · Amount on Record
Deed Sale	Nov 22, 2013 · Amount on Record
Deed Document Number	2013307543
Deed Book / Page	310 / 434
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Property Address	213 SAUNDERS RD, GATES, NC 27937-9467
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 SAUNDERS RD, GATES, NC 27937-9467

Mortgage

Document Number	000380/182
Date	Oct 26, 2023
Book Page	380/182
Instrument	321652

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution
Address	MIDVALE, UT 84047

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Property Address	213 SAUNDERS RD, GATES, NC 27937-9467
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000344/848
Date	Nov 26, 2018
Book Page	344/848
Instrument	314931

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Gates County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gates County
Unified School District	Gates County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,397.00 (+0.84%)	$311,512 (-) Land $101,044 Building $210,468	$311,512 (-) Land $101,044 Building $210,468
2025	$2,377.00 (+8.94%)	$311,512 (+38.28%) Land $101,044 Building $210,468	$311,512 (+38.28%) Land $101,044 Building $210,468
2023	$2,182.00	$225,271 Land $83,540 Building $141,731	$225,271 Land $83,540 Building $141,731

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GATES COUNTY WATER SYSTEM serves 11,621 people · EPA ID NC0437020
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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