208 Saunders Rd, Gates, NC 27937 Property Records

Gates County property record for 208 Saunders Rd, Gates, NC 27937

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,630 sqft · built 2008
Lot Size	2.78 acres (121,097 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,656 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Aug 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-02345`

Property Details

APN / Parcel Number

Primary APN	`10-02345`
Alternative APN	`25018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,630 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	121,097 sqft (2.78 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	312 sqft
Shed	1 Shed
Shed Area	192 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	25018
Street Address	208 SAUNDERS RD
City	GATES
State	NC
Zip	27937-9466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	LOT 7 - W H EURE HEIRS
Legal Subdivision	W H EURE HEIRS
Legal Lot Number	7
Jurisdiction	GATES NC
Township / Civil Division	REYNOLDSON
Census Block Group	1
Census Block	1017
Census Tract	970300

Owner

Source: Gates County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 SAUNDERS RD, GATES, NC 27937-9466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 11, 2010
Transfer Doc	285/0899
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Property Address	208 SAUNDERS RD, GATES, NC 27937-9466
Transaction Type	Mortgage
Record Updated	Nov 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	350/903
Date	Nov 12, 2019
Book Page	350/903
Instrument	316130

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Property Address	208 SAUNDERS RD, GATES, NC 27937-9466
Transaction Type	Mortgage
Record Updated	Sep 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 313218
Date	Aug 17, 2017
Book Page	336/357
Instrument	313218

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	Raleigh, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: Gates County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gates County
Unified School District	Gates County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,656.00 (+5.02%)	$350,189 (+4.78%) Land $40,863 Building $309,326	$350,189 (+4.78%) Land $40,863 Building $309,326
2025	$2,529.00 (+7.94%)	$334,200 (+36.73%) Land $40,863 Building $293,337	$334,200 (+36.73%) Land $40,863 Building $293,337
2023	$2,343.00	$244,421 Land $34,216 Building $210,205	$244,421 Land $34,216 Building $210,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GATES COUNTY WATER SYSTEM serves 11,621 people · EPA ID NC0437020
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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