213 S Saint Marks Ave, Chattanooga, TN 37411 Property Records

Hamilton County property record for 213 S Saint Marks Ave, Chattanooga, TN 37411

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,052 sqft · built 1940
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on File
Tax Bill	$478 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`157N A 038`

Property Details

APN / Parcel Number

Primary APN	`157N A 038`
Alternative APN	`0000097753`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,052 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1981
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	168 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000097753
Street Address	213 S SAINT MARKS AVE
City	CHATTANOOGA
State	TN
Zip	37411-4862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	0111 05 05 LOT 46 BLK 6 HAMILTON PLACE S/D PB 8 PG 35
Legal Subdivision	HAMILTON PLACE SUBDIVISION
Legal Block	6
Legal Lot Number	46
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	3
Census Block	3009
Census Tract	3000

Owner

213 S Saint Marks Ave is owned and occupied by an individual who acquired it in August 2008.

Source: Hamilton County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	213 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4862
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU
Feb 4, 2020	Deed of Trust, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 21, 2008
Transfer Doc	0000000158
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	213 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4862
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4862

Mortgage

Document Number	0000000164
Date	Dec 18, 2024
Book Page	13792/1
Instrument	2024121800164

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.35%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.35%
Index	SOFR Average 30-Day
Max Rate	10.3%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	213 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4862
Document Number	0225000239
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 S SAINT MARKS AVE CHATTANOOGA TN 374114862, CHATTANOOGA, TN 37411-4862

Mortgage

Document Number	0225000239
Date	Feb 25, 2020
Book Page	011918/000685
Instrument	200225000239

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 213 S Saint Marks Ave was $478, down 25.2% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$478.00 (-25.2%)	$31,575 (+10.5%)	$126,300 (+10.5%) Land $45,000 Building $81,300
2024	$639.00	$28,575 (-)	$114,300 (-) Land $30,000 Building $84,300
2023	$639.00	$28,575 (-)	$114,300 (-) Land $30,000 Building $84,300
2022	$639.00	$28,575	$114,300 Land $30,000 Building $84,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 213 S Saint Marks Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 213 S Saint Marks Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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