207 S Saint Marks Ave, Chattanooga, TN 37411 Property Records

Hamilton County property record for 207 S Saint Marks Ave, Chattanooga, TN 37411

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,365 sqft · built 1942
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Feb 2023)
Tax Bill	$777 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`157N A 035`

Property Details

APN / Parcel Number

Primary APN	`157N A 035`
Alternative APN	`0000097750`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,365 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1976
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	168 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000097750
Street Address	207 S SAINT MARKS AVE
City	CHATTANOOGA
State	TN
Zip	37411-4862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 43 BLK 6 HAMILTON PLACE SUB PB8 PG35
Legal Subdivision	HAMILTON PLACE
Legal Block	6
Legal Lot Number	43
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	3
Census Block	3009
Census Tract	3000

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
May 2, 2019	Warranty Deed, Transfer · Conventional with PMI SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2023 · Amount on Record
Deed Sale	Feb 20, 2023 · Amount on Record
Prior Sale	May 2, 2019 · Amount on Record
Deed Document Number	2023022000138
Deed Book / Page	13215 / 960
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 20, 2023
Property Address	207 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4862
Document Number	0000000138
Book / Page	13215 / 960
Map Reference	MB 8 PG 35
Instrument Date	Feb 16, 2023
Instrument	2023022000138
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, NORTHSHORE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4862

Mortgage

Document Number	0132150963
Date	Feb 20, 2023
Instrument	13215-0963

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 2, 2019
Property Address	207 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4862
Document Number	0502000245
Book / Page	011631 / 000052
Instrument Date	May 1, 2019
Instrument	190502000245
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$381.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 S SAINT MARKS AVE CHATTANOOGA TN 374114862, CHATTANOOGA, TN 37411-4862

Mortgage

Document Number	502000246
Date	May 2, 2019
Book Page	011631/000054
Instrument	190502000246

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$777.00 (+3.32%)	$51,300 (+52.57%)	$205,200 (+52.57%) Land $45,000 Building $160,200
2024	$752.00	$33,625 (-)	$134,500 (-) Land $30,000 Building $104,500
2023	$752.00	$33,625 (-)	$134,500 (-) Land $30,000 Building $104,500
2022	$752.00	$33,625	$134,500 Land $30,000 Building $104,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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