Ottawa County property record for 213 S Elm St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,950 sqft · built 1943 |
| Lot Size | 0.47 acres (20,558 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $711 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20754 |
| Primary APN | 20754 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| 1st Floor Area | 1,950 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,558 sqft (0.47 acres) |
| Garage Type | Attached |
| Garage Area | 714 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20754 |
|---|---|
| Street Address | 213 S ELM ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-2634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 184.4& W OF SE COR LT 1 BLK 5 TH N165' W124.6' S165' E124.6' POB; PLAT 4 WACHTER 379/460 |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 6 |
| Legal Subdivision | WATCHER |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3098 |
| Census Tract | 574200 |
213 S Elm St is owned and occupied by two individuals.
Source: Ottawa County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 213 S ELM ST, COMMERCE, OK 74339-2634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 213 S Elm St was $711 with a homeowner's exemption, up 0.9% from the year before.
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,437 (+1.25%) Land $764 Building $7,673 | $74,008 (-2.3%) Land $6,700 Building $67,308 | |
| 2025 | $711.00 (+0.85%) Homeowner's exemption | $8,333 (+3%) Land $510 Building $7,823 | $75,753 (-20.24%) Land $6,700 Building $69,053 |
| 2024 | $705.00 (+14.45%) Homeowner's exemption | $8,090 (+2.99%) Land $495 Building $7,595 | $94,981 (-) Land $6,700 Building $88,281 |
| 2023 | $616.00 (+1.82%) Homeowner's exemption | $7,855 (+2.99%) Land $472 Building $7,383 | $94,981 (-) Land $6,700 Building $88,281 |
| 2022 | $605.00 Homeowner's exemption | $7,627 Land $450 Building $7,177 | $94,981 Land $6,700 Building $88,281 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 213 S Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 213 S Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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