Ottawa County property record for 202 S Elm St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,034 sqft · built 1973 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Jan 2012) |
| Tax Bill | $604 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20739 |
| Primary APN | 20739 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,034 sqft Living Area |
| 1st Floor Area | 1,034 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20739 |
|---|---|
| Street Address | 202 S ELM ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-2635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR BEG 70 FT S OF NW COR LT 1 S100' E140' N100' W140' (PLAT 1), BLK 5 WACHTER LIS PENDENS 1232/256 |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 6 |
| Legal Subdivision | WATCHER |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3097 |
| Census Tract | 574200 |
202 S Elm St is owned and occupied by two individuals who bought it in January 2012.
Source: Ottawa County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 202 S ELM ST, COMMERCE, OK 74339-2635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2012 · Amount on File |
| Deed Sale | Jan 30, 2012 · Amount on File |
| Deed Document Number | 2012419 |
| Deed Book / Page | 942 / 344 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 202 S Elm St was $604 with a homeowner's exemption, up 0.8% from the year before.
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,444 (+3%) Land $764 Building $6,680 | $65,296 (+3%) Land $6,700 Building $58,596 | |
| 2025 | $604.00 (+0.83%) Homeowner's exemption | $7,227 (-8.6%) Land $764 Building $6,463 | $63,395 (-8.6%) Land $6,700 Building $56,695 |
| 2024 | $599.00 (-3.39%) Homeowner's exemption | $7,907 (-) Land $764 Building $7,143 | $69,357 (-) Land $6,700 Building $62,657 |
| 2023 | $620.00 (-1.59%) Homeowner's exemption | $7,907 (-) Land $764 Building $7,143 | $69,357 (-) Land $6,700 Building $62,657 |
| 2022 | $630.00 Homeowner's exemption | $7,907 Land $764 Building $7,143 | $69,357 Land $6,700 Building $62,657 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 202 S Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 202 S Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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