Union County property record for 213 Ridgewood Dr, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,225 sqft · built 1971 |
| Lot Size | 1 acres (43,908 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Jun 2007) |
| Tax Bill | $3,167 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-241-044 |
| Primary APN | 09-241-044 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,225 sqft Living Area |
| 1st Floor Area | 2,225 sqft |
| Basement Area | 1,332 sqft |
| Unfinished Basement | 1,332 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,908 sqft (1 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 448 sqft |
| Patio Area | 448 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 213 RIDGEWOOD DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-6365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #12 RIDGEWOOD PB4-99 |
| Legal Subdivision | RIDGEWOOD |
| Legal Lot Number | 12 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 20502 |
213 Ridgewood Dr is owned and occupied by two individuals who bought it in June 2007.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 213 RIDGEWOOD DR, MONROE, NC 28112-6365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 23, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2007 · Amount on File |
| Deed Sale | Jun 27, 2007 · Amount on File |
| Prior Sale | Dec 4, 2002 · Amount on File |
| Deed Document Number | 200728711 |
| Deed Book / Page | 4603 / 394 |
| Prior Transfer Date | Jan 24, 2000 |
| Prior Transfer Doc | 0000004351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 213 RIDGEWOOD DR, MONROE, NC 28112-6365 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 8293746 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 8293/746 |
| Instrument | 51291 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 213 RIDGEWOOD DR, MONROE, NC 28112-6365 |
| Document Number | 7697776 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 213 RIDGEWOOD DR MONROE NC 281126365, MONROE, NC 28112-6365 |
| Document Number | 7697776 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 007697/000776 |
| Instrument | 20788 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 213 RIDGEWOOD DR, MONROE, NC 28112-6365 |
| Document Number | 7042409 |
| Book / Page | 007042 / 000409 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 213 RIDGEWOOD DR MONROE NC 281126365, MONROE, NC 28112-6365 |
| Document Number | 7042409 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 007042/000409 |
| Instrument | 31726 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 26, 2047 |
The 2025 property tax bill for 213 Ridgewood Dr was $3,167.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,300 (-) Land $74,400 Building $287,900 | $362,300 (-) Land $74,400 Building $287,900 | |
| 2025 | $3,167.00 | $362,300 Land $74,400 Building $287,900 | $362,300 Land $74,400 Building $287,900 |
| 2023 | $2,495.00 | $228,800 Land $30,100 Building $198,700 | $228,800 Land $30,100 Building $198,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 213 Ridgewood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 213 Ridgewood Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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