Union County property record for 211 Ridgewood Dr, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,039 sqft · built 1972 |
| Lot Size | 0.993 acres (43,255 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Dec 2025) |
| Tax Bill | $2,900 (2025) |
| Deeds & Mortgages | Jun 2022 Reverse Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-241-043 |
| Primary APN | 09-241-043 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,039 sqft Living Area |
| Gross Area | 2,375 sqft |
| 1st Floor Area | 1,955 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,255 sqft (0.993 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 137 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 211 RIDGEWOOD DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-6365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #11 RIDGEWOOD |
| Legal Subdivision | RIDGEWOOD |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 20502 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 211 RIDGEWOOD DR, MONROE, NC 28112-6365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Dec 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on Record |
| Deed Sale | Dec 4, 2025 · Amount on Record |
| Prior Sale | Aug 23, 2004 · Amount on Record |
| Deed Document Number | 202532145 |
| Deed Book / Page | 9259 / 745 |
| Prior Transfer Date | Jan 31, 1996 |
| Prior Transfer Doc | 0840000887 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 211 RIDGEWOOD DR, MONROE, NC 28112-6365 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 211 RLDGEWOOD DR, MONROE, NC 28112-6365 |
| Document Number | 0008505788 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 8505/788 |
| Instrument | 22116 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | Jun 29, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.36% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.36% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 4, 2025 |
| Property Address | 211 RIDGEWOOD DR, MONROE, NC 28112-6365 |
| Document Number | 0009259745 |
| Book / Page | 9259 / 745 |
| Map Reference | MB 4 PG 99 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 32145 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | MASTER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15426 RINGBILL WAY, MAGNOLIA, TX 77354-7181 |
| Name | Verified Name |
|---|---|
| Address | 211 RIDGEWOOD DR, MONROE, NC 28112-6365 |
| Document Number | 0000032146 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 32146 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,800 (-) Land $74,200 Building $257,600 | $331,800 (-) Land $74,200 Building $257,600 | |
| 2025 | $2,900.00 (+28.09%) | $331,800 (+59.75%) Land $74,200 Building $257,600 | $331,800 (+59.75%) Land $74,200 Building $257,600 |
| 2023 | $2,264.00 | $207,700 Land $29,900 Building $177,800 | $207,700 Land $29,900 Building $177,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures