210 Midsummer Cir, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 210 Midsummer Cir, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,374 sqft · built 1992
Lot Size	0.159 acres (6,926 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Jun 2004)
Tax Bill	$8,843 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02805825`

Property Details

APN / Parcel Number

Primary APN	`09-02805825`
Alternative APN	`02805825`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,374 sqft Living Area
Gross Area	3,857 sqft
1st Floor Area	1,961 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,926 sqft (0.159 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02805825
Street Address	210 MIDSUMMER CIR
City	GAITHERSBURG
State	MD
Zip	20878-5230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	WASHINGTONIAN WOODS
Legal Subdivision	WASHINGTONIAN WOODS
Legal Block	K
Legal Lot Number	20
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1006
Census Tract	700828

Owner

210 Midsummer Cir is owned and occupied by two individuals who acquired it in October 2024.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	210 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2004 · Amount on File
Deed Sale	Jun 21, 2004 · Amount on File
Prior Sale	Aug 28, 2001
Deed Document Number	20049424
Deed Book / Page	27637 / 142
Last Transfer Date	Oct 4, 2024
Transfer Doc	0685220025
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	210 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5230
Transaction Type	Mortgage
Record Updated	Jul 10, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5230

Mortgage

Document Number	0671100384
Date	Jun 16, 2023
Book Page	67110/384

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	210 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5230
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 MIDSUMMER CIR, GAITHERSBURG, MD 20878-5230

Mortgage

Document Number	0649750456
Date	Jan 6, 2022
Book Page	64975/456

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	174 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 210 Midsummer Cir was $8,843, down 2.9% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$729,000 (+4.08%) Land $228,000 Building $501,000	$729,000 (-) Land $228,000 Building $501,000
2025	$8,843.00 (-2.92%)	$700,400	$729,000 Land $228,000 Building $501,000
2024	$9,109.00
2023		$643,200 Land $228,000 Building $415,200	$643,200 Land $228,000 Building $415,200
2022	$7,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 Midsummer Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 Midsummer Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Midsummer Cir

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