213 Locust St, Franklin, OH 45005 Property Records

Warren County property record for 213 Locust St, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,408 sqft · built 1875
Lot Size	0.131 acres (5,700 sqft)
Owner	Individual Name on File
Last Sale	$229,900 (Nov 2025)
Tax Bill	$1,512 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-32-457-012-0`

Property Details

APN / Parcel Number

Primary APN	`04-32-457-012-0`
Alternative APNs	`0432457012` `432457012` `2137356`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,408 sqft Living Area
2nd Floor Area	704 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Lot Area	5,700 sqft (0.131 acres)
Lot Dimensions	95 ft deep x 60 ft wide
Terrain	Rolling
Porch	Open Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2137356
Street Address	213 LOCUST ST
City	FRANKLIN
State	OH
Zip	45005-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT LOT LOT 820
Legal Subdivision	OUT LOT
Legal Block	356
Legal Lot Number	820
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2003
Census Tract	32502

Owner

213 Locust St is owned and occupied by an individual who bought it in November 2025.

Source: Warren County records, as of July 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	213 LOCUST ST, FRANKLIN, OH 45005-2113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025 · Amount on File
Deed Sale	Nov 10, 2025 · Amount on File
Prior Sale	Feb 28, 2025 · Amount on File
Deed Document Number	202528598
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Nov 10, 2025
Property Address	213 LOCUST ST, FRANKLIN, OH 45005-2113
Document Number	0000028598
Map Reference	MB 2 PG 17-37
Instrument Date	Nov 5, 2025
Instrument	2025-028598
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 LOCUST ST, FRANKLIN, OH 45005-2113

Mortgage

Document Number	0000028599
Date	Nov 10, 2025
Instrument	2025-028599

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 213 Locust St was $1,512, up 1.3% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,512.00 (+1.34%)	$28,720 (+0.01%) Land $6,050 Building $22,670	$82,050 (-) Land $17,280 Building $64,770
2024	$1,492.00 (+29.29%)	$28,718 (+30.47%) Land $6,048 Building $22,670	$82,050 Land $17,280 Building $64,770
2023	$1,154.00 (+3.31%) Homeowner's exemption	$22,012 (-) Land $3,430 Building $18,582
2022	$1,117.00 Homeowner's exemption	$22,012 Land $3,430 Building $18,582	$62,890 (-) Land $9,800 Building $53,090
2021			$62,890 Land $9,800 Building $53,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 213 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 213 Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: altafiber Network Solutions, AT&T, Verizon.

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