213 Elm St, Kalamazoo, MI 49007 Property Records

Kalamazoo County property record for 213 Elm St, Kalamazoo, MI 49007

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 3,802 sqft · built 1885
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$574,900 (Oct 2024)
Tax Bill	$8,705 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-16-424-003`

Property Details

APN / Parcel Number

Primary APN	`06-16-424-003`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,802 sqft Living Area
1st Floor Area	1,892 sqft
Basement Area	1,892 sqft
Unfinished Basement	1,892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Lot Area	17,424 sqft (0.4 acres)
Lot Width	83 ft Width
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	213 ELM ST
City	KALAMAZOO
State	MI
Zip	49007-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-15
Legal Description	5544 COMMENCING ON THE WEST LINE OF ELM STREET 396FT SOUTH OF THE SOUTH LINE OF KALAMAZOO AVENUE; THENCE SOUTH ALONG THE WEST
Legal Subdivision	TRASK'S ADDITION
Legal Lot Number	16,24
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	3
Census Block	3007
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stuart Area Historic District listed 1983 · 324 contributing resources · NRIS 83000874

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kalamazoo County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	802 N MAIN ST, PLAINWELL, MI 49080-1323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2024 · Amount on Record
Deed Sale	Oct 11, 2024 · Amount on Record
Prior Sale	Jun 2, 2015 · Amount on Record
Deed Document Number	202426385
Prior Transfer Date	Mar 11, 2011
Prior Transfer Doc	2011008226
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 7, 2026
Property Address	213 ELM ST, KALAMAZOO, MI 49007-3227
Document Number	0000008067
Instrument Date	Mar 24, 2026
Instrument	20268067
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 ELM ST, KALAMAZOO, MI 49007-3227

Mortgage

Document Number	0000008067,
Date	Apr 7, 2026
Instrument	20268067

Lender

Name	HORIZON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 24, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	213 ELM ST, KALAMAZOO, MI 49007-3227
Transaction Type	Mortgage
Record Updated	Jun 30, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020017336
Date	Jun 4, 2020
Instrument	2020-017336

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2030

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,000 (-25.94%)	$450,000 (-25.94%)
2025	$8,705.00 (+83.92%) Homeowner's exemption	$303,800 (+41.3%)	$607,600 (+41.3%)
2023		$215,000	$430,000
2019	$4,733.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2001–2022)
Most Recent Claim	Jun 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet.

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