208 Elm St, Kalamazoo, MI 49007 Property Records

Kalamazoo County property record for 208 Elm St, Kalamazoo, MI 49007

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,687 sqft · built 1870
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,795 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`06-16-445-023`

Property Details

APN / Parcel Number

Primary APN	`06-16-445-023`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	2,687 sqft Living Area
1st Floor Area	1,754 sqft
Basement Area	1,073 sqft
Unfinished Basement	1,073 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	75 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	208 ELM ST
City	KALAMAZOO
State	MI
Zip	49007-3294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM15
Legal Description	43272 STONE & PHILLIPS ADDITION PART OF LOT 23, BEG AT PT IN E LI ELM ST 141.57FT N FROM NWLY R-O-W LI MC RR, TH S ALG E LI
Legal Subdivision	STONE & PHILLIPS ADDITION
Legal Lot Number	23
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	3
Census Block	3012
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stuart Area Historic District listed 1983 · 324 contributing resources · NRIS 83000874

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kalamazoo County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	527 S WESTNEDGE AVE, KALAMAZOO, MI 49007-5053
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN MICHIGAN BANK & TRUST
Mar 23, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 10, 2012
Transfer Doc	2014023595
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	208 ELM ST, KALAMAZOO, MI 49007-3294
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2022009161
Date	Mar 18, 2022
Instrument	2022-009161

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	PORTAGE, MI 49024

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Feb 1, 2027

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Mar 23, 2022
Property Address	208 ELM ST, KALAMAZOO, MI 49007-3294
Document Number	2022009594
Map Reference	LB 3 PG 18
Instrument Date	Feb 7, 2022
Instrument	2022-009594
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 S WESTNEDGE AVE, KALAMAZOO, MI 49007-5053
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,400 (-6.97%)	$218,800 (-6.97%)
2025	$3,795.00 (+8.34%)	$117,600 (+20.49%)	$235,200 (+20.49%)
2023		$97,600	$195,200
2019	$3,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2001–2022)
Most Recent Claim	Jun 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Xfinity.

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