213 E Flaget Ave, Bardstown, KY 40004 Property Records

Nelson County property record for 213 E Flaget Ave, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,009 sqft · built 1860
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$302,000 (Mar 2019)
Tax Bill	$971 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Nov 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45E00-25-004`

Property Details

APN / Parcel Number

Primary APN	`45E00-25-004`
Alternative APN	`85364`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,009 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	504 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	85364
Street Address	213 E FLAGET AVE
City	BARDSTOWN
State	KY
Zip	40004-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	213 EAST FLAGET
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	2
Census Block	2026
Census Tract	930303

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bardstown Historic District(Boundary Increase & Additional Documentation) listed 2010 · 54 contributing resources · NRIS 10000905

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

213 E Flaget Ave is owned and occupied by an individual who bought it in March 2019.

Source: Nelson County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	213 E FLAGET AVE, BARDSTOWN, KY 40004-1519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Line of Credit PARK COMMUNITY FCU
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit PARK COMMUNITY FCU
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 26, 2019	Deed, Transfer · Conventional Mortgage TOWN & COUNTRY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2019 · Amount on File
Deed Sale	Mar 26, 2019 · Amount on File
Prior Sale	Oct 25, 2012 · Amount on File
Deed Document Number	20193453
Deed Book / Page	547 / 237
Prior Transfer Date	Oct 24, 2012
Prior Transfer Doc	00D487/303
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	213 E FLAGET ST, BARDSTOWN, KY 40004-1519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1266/195
Date	Aug 10, 2020
Book Page	M1266/195
Instrument	2020008461

Lender

Name	PARK COMMUNITY FCU
Type	Credit Union
Address	LOUISVILLE, KY 40299

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	213 E FLAGET ST, BARDSTOWN, KY 40004-1519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1230/731
Date	Nov 21, 2019
Book Page	M1230/731
Instrument	2019014312

Lender

Name	PARK COMMUNITY FCU
Type	Credit Union
Address	LOUISVILLE, KY 40299

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Sep 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	213 E FLAGET ST, BARDSTOWN, KY 40004-1519
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	LAND GROUP TITLE & CLOSINGS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1254/63
Date	May 21, 2020
Book Page	M1254/63
Instrument	2020005276

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Mar 26, 2019
Property Address	213 E FLAGET ST, BARDSTOWN, KY 40004-1519
Document Number	D547/237
Book / Page	D547 / 237
Instrument Date	Mar 26, 2019
Instrument	2019003453
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 E FLAGET ST, 213, BARDSTOWN, KY 40004-1519

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	547 FROMAN GREENWELL RD, BARDSTOWN, KY 40004-9495

Mortgage

Document Number	2019003454
Date	Mar 26, 2019
Instrument	2019003454

Lender

Name	TOWN & COUNTRY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 213 E Flaget Ave was $971.

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bardstown City
County	Nelson County
Unified School District	Bardstown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$971.00	$316,000 Building $316,000	$316,000 Building $316,000
2023	$1,035.00	$316,000	$316,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 213 E Flaget Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 213 E Flaget Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bardstown Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum.

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