213 E Creekside Trl, Jefferson, NC 28640 Property Records

Ashe County property record for 213 E Creekside Trl, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	2,184 sqft · built 2004
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$760 (Mar 2021)
Tax Bill	$2,411 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09302-212-005`

Property Details

APN / Parcel Number

Primary APN	`09302-212-005`
Alternative APN	`107863`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,184 sqft Heated Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Lot Area	28,314 sqft (0.65 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	107863
Street Address	213 E CREEKSIDE TRL
City	JEFFERSON
State	NC
Zip	28640-8500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.650A (LOT 5)
Legal Subdivision	EAST CREEKSIDE
Legal Lot Number	5
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3019
Census Tract	970501

Owner

Source: Ashe County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	213 E CREEKSIDE TRL, JEFFERSON, NC 28640-8500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 23, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Deed Document Number	20211697
Deed Book / Page	525 / 238
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	213 E CREEKSIDE TRL, JEFFERSON, NC 28640-8500
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00550/2208
Date	Mar 23, 2023
Book Page	550/2208
Instrument	1136

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Mar 23, 2021
Property Address	213 E CREEKSIDE TRL, JEFFERSON, NC 28640-8500
Document Number	000525/238
Book / Page	525 / 238
Map Reference	MB 5 PG 597
Instrument Date	Mar 22, 2021
Instrument	1697
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 E CREEKSIDE TRL, JEFFERSON, NC 28640-8500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 HILLSIDE CT # 81, 81, JEFFERSON, NC 28640-9394
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001698
Date	Mar 23, 2021
Instrument	1698

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	5-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,411.00 (+6.35%)	$479,400 (-) Land $45,000 Building $434,400	$479,400 (-) Land $45,000 Building $434,400
2023	$2,267.00 (+26.72%)	$479,400 (+57.65%) Land $45,000 Building $434,400	$479,400 (+57.65%) Land $45,000 Building $434,400
2022	$1,789.00	$304,100 Land $45,000 Building $259,100	$304,100 Land $45,000 Building $259,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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