186 E Creekside Trl, Jefferson, NC 28640 Property Records

Ashe County property record for 186 E Creekside Trl, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,860 sqft · built 1971
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jan 2017)
Tax Bill	$1,570 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09302-212-014`

Property Details

APN / Parcel Number

Primary APN	`09302-212-014`
Alternative APN	`97674`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Building Area	1,860 sqft Heated Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Lot Area	26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	97674
Street Address	186 E CREEKSIDE TRL
City	JEFFERSON
State	NC
Zip	28640-8501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.600A (LOT 14)
Legal Subdivision	EAST CREEKSIDE
Legal Lot Number	14
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3019
Census Tract	970501

Owner

Source: Ashe County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	186 E CREEKSIDE TRL, JEFFERSON, NC 28640-8501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Prior Sale	Oct 30, 2009 · Amount on Record
Deed Document Number	2017405
Deed Book / Page	477 / 2061
Record Updated	Jun 8, 2026

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jan 31, 2017
Property Address	186 E CREEKSIDE TRL, JEFFERSON, NC 28640-8501
Document Number	00477/2061
Book / Page	0477 / 2061
Instrument Date	Jan 3, 2017
Instrument	00405
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 E CREEKSIDE TRL, JEFFERSON, NC 28640-8501

Mortgage

Document Number	00477/2063
Date	Jan 31, 2017
Book Page	0477/2063
Instrument	00406

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,570.00 (+7.46%)	$312,300 (+1.1%) Land $40,000 Building $272,300	$312,300 (+1.1%) Land $40,000 Building $272,300
2023	$1,461.00 (+18.49%)	$308,900 (+53.61%) Land $40,000 Building $268,900	$308,900 (+53.61%) Land $40,000 Building $268,900
2022	$1,233.00	$201,100 Land $40,000 Building $161,100	$201,100 Land $40,000 Building $161,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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