213 E Coolbaugh St, Red Oak, IA 51566 Property Records

Montgomery County property record for 213 E Coolbaugh St, Red Oak, IA 51566

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,812 sqft · built 1895
Lot Size0.021 acres (920 sqft)
Owner2 Individual Names on File
Tax Bill$538 (2025)
Flood ZoneZone AE (high risk)
APN600628165015000

Property Details

APN / Parcel Number

Primary APN600628165015000

Interior

Stories2 Stories
Building Area1,812 sqft Gross Area
Basement Area920 sqft
Unfinished Basement920 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Exterior MaterialBrick
Roof MaterialUrethane Foam
Lot Area920 sqft (0.021 acres)
Lot Dimensions40 ft deep x 23 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address213 E COOLBAUGH ST
CityRED OAK
StateIA
Zip51566-2477
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionORIG PLAT ORIG PLAT S 40' W/2 LT 10 S 40' W/2 LT 10 BLK 38 BLK 38
Legal Block38
Legal Lot Number10
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group2
Census Block2158
Census Tract960300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Red Oak Downtown Historic District
listed 2016 · 74 contributing resources · NRIS 16000868

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

213 E Coolbaugh St, a commercial property, is owned by two individuals.

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address209 E COOLBAUGH ST, RED OAK, IA 51566
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 213 E Coolbaugh St was $538, up 0.4% from the year before.

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$538.00 (+0.37%)$24,660 Land $2,350 Building $22,310$24,660 Land $2,350 Building $22,310
2024$536.00
2023$22,880 Land $2,350 Building $20,530$22,880 Land $2,350 Building $20,530
2022$460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 213 E Coolbaugh St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims7 (1987–2024)
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 213 E Coolbaugh St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: FMTC of Stanton Iowa.

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