Montgomery County property record for 206 E Coolbaugh St, Red Oak, IA 51566
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,740 sqft · built 1900 |
| Lot Size | 0.063 acres (2,760 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $289,500 (Dec 2024) |
| Tax Bill | $3,544 (2025) |
| Deeds & Mortgages | Dec 2024 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 600628303003000 |
| Primary APN | 600628303003000 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,740 sqft Gross Area |
| Basement Area | 1,840 sqft |
| Unfinished Basement | 1,840 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Roof Material | Urethane Foam |
| Lot Area | 2,760 sqft (0.063 acres) |
| Lot Dimensions | 120 ft deep x 23 ft wide |
| Porch | Slab |
| Porch Area | 50 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 206 E COOLBAUGH ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | ORIG PLAT ORIG PLAT E/2 LT 5 BLK 43 E/2 LT 5 BLK 43 |
| Legal Subdivision | CITY OF RED OAK |
| Legal Block | 43 |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 960300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Red Oak Downtown Historic District listed 2016 · 74 contributing resources · NRIS 16000868 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Montgomery County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 606, RED OAK, IA 51566-0606 |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2024 · Amount on Record |
| Deed Sale | Dec 11, 2024 · Amount on Record |
| Deed Document Number | 20241686 |
| Deed Book / Page | 2024 / 1686 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Dec 11, 2024 |
| Property Address | 206 E COOLBAUGH ST, RED OAK, IA 51566 |
| Document Number | 02024/1686 |
| Book / Page | 2024 / 1686 |
| Instrument Date | Dec 10, 2024 |
| Instrument | 2024 1686 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 606, RED OAK, IA 51566-0606 |
| Document Number | 0020241723 |
|---|---|
| Date | Dec 11, 2024 |
| Instrument | 2024 1723 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 02024/1723 |
|---|---|
| Date | Dec 17, 2024 |
| Book Page | 2024/1723 |
| Instrument | 2024 1723 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Address | SHENANDOAH, IA 51601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,544.00 (+0.91%) | $162,260 (+8.43%) Land $4,600 Building $157,660 | $162,260 (+8.43%) Land $4,600 Building $157,660 |
| 2024 | $3,512.00 (+84.84%) | ||
| 2023 | $149,650 Land $4,600 Building $145,050 | $149,650 Land $4,600 Building $145,050 | |
| 2022 | $1,900.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 4 (2007–2019) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: FMTC of Stanton Iowa.
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