213 Division St, Alta, IA 51002 Property Records

Buena Vista County property record for 213 Division St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,236 sqft · built 1959
Lot Size	0.203 acres (8,861 sqft)
Owner	Individual on Record
Last Sale	$212,000 (Jun 2023)
Tax Bill	$3,618 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-109-002`

Property Details

APN / Parcel Number

Primary APN	`09-26-109-002`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Finished Basement	975 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,861 sqft (0.203 acres)
Lot Dimensions	118 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	64 sqft
Patio Area	70 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	213 DIVISION ST
City	ALTA
State	IA
Zip	51002-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-91-38 ALTA CORP. AUD S/D W 1/2 NW W 1/2 LOT 16
Legal Range	38
Legal Township	91
Legal Section	26
Legal Subdivision	AUD
Legal Lot Number	16
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2011
Census Tract	960600

Owner

Source: Buena Vista County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	213 DIVISION ST, ALTA, IA 51002-1339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK
Aug 20, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA
Oct 1, 2020	Warranty Deed, Transfer · Conventional Mortgage SECURITY TRUST & SAVINGS BANK
Nov 23, 2015	Warranty Deed, Transfer · Line of Credit CENTRAL BANK
Dec 9, 2005	Legal Action/Court Order, Foreclosure · Conventional Mortgage METABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	231172
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Jun 1, 2023
Property Address	213 DIVISION ST, ALTA, IA 51002-1339
Document Number	0000231172
Instrument Date	Jan 18, 2023
Instrument	231172
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 DIVISION ST, ALTA, IA 51002-1339

Mortgage

Document Number	0000231173
Date	Jun 1, 2023
Instrument	231173

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Aug 20, 2021
Property Address	213 DIVISION ST, ALTA, IA 51002-1339
Document Number	0000212617
Instrument Date	Aug 19, 2021
Instrument	212617
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 DIVISION ST, ALTA, IA 51002-1339

Mortgage

Document Number	0000212618
Date	Aug 20, 2021
Instrument	212618

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Oct 1, 2020
Property Address	213 DIVISION ST, ALTA, IA 51002-1339
Document Number	0000202777
Instrument Date	Sep 28, 2020
Instrument	202777
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 DIVISION ST, ALTA, IA 51002-1339

Mortgage

Document Number	0000202778
Date	Oct 1, 2020
Instrument	202778

Lender

Name	SECURITY TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2025

Interest

Rate Type	Fixed Rate

November 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Nov 23, 2015
Property Address	213 DIVISION ST, ALTA, IA 51002-1339
Document Number	0000152926
Instrument Date	Nov 5, 2015
Instrument	152926
Transaction Type	Transfer
Record Updated	Nov 5, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$87.20
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	213 DIVISION ST, ALTA, IA 51002-1339

Mortgage

Document Number	0000152927
Date	Nov 29, 2015
Instrument	152927

Lender

Name	CENTRAL BANK
Type	Bank
Address	STORM LAKE, IA 50588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	May 1, 2016

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2005: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BUENA VISTA IA
Recording Date	Dec 9, 2005
Property Address	213 DIVISION ST, ALTA, IA 51002-1339
Document Number	0000054115
Instrument Date	Dec 5, 2005
Instrument	054115
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 DIVISION ST, ALTA, IA 51002-1339

Mortgage

Document Number	0000054116
Date	Dec 9, 2005
Instrument	054116

Lender

Name	METABANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Buena Vista County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$238,300 (-) Land $14,550 Building $223,750	$238,300 (-) Land $14,550 Building $223,750
2024	$3,618.00 (+21.33%)
2023		$238,300 (+31.51%) Land $14,550 Building $223,750	$238,300 (+31.51%) Land $14,550 Building $223,750
2022	$2,982.00	$181,200 Land $14,550 Building $166,650
2021			$181,200 Land $14,550 Building $166,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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