210 Division St, Alta, IA 51002 Property Records

Buena Vista County property record for 210 Division St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,488 sqft · built 1910
Lot Size	0.186 acres (8,111 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Jul 2008)
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-108-007`

Property Details

APN / Parcel Number

Primary APN	`09-26-108-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	960 sqft
Attic	Attic
Attic Area	528 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,111 sqft (0.186 acres)
Lot Dimensions	108 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	160 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	210 DIVISION ST
City	ALTA
State	IA
Zip	51002-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-91-38 ALTA CORP. AUD S/D W 1/2 NW LOT 12
Legal Subdivision	AUDITIORS SUBDIVISION
Legal Lot Number	12
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2010
Census Tract	960600

Owner

Source: Buena Vista County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	210 DIVISION ST, ALTA, IA 51002-1340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Oct 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Oct 31, 2017	Deed of Trust, Mortgage · ARM CENTERBANK
Nov 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2008 · Amount on Record
Deed Sale	Jul 28, 2008 · Amount on Record
Prior Sale	Jun 16, 2005 · Amount on Record
Deed Document Number	20082083
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	210 DIVISION ST, ALTA, IA 51002-1340
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000251606
Date	Aug 1, 2025
Instrument	251606

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2020
Change Frequency	Annually
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Margin	4
Max Rate	13.5%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	210 DIVISION ST, ALTA, IA 51002-1340
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000222776
Date	Oct 11, 2022
Instrument	222776

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2027

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	210 DIVISION ST, ALTA, IA 51002-1340
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210098
Date	Jan 13, 2021
Instrument	210098

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2041

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	210 DIVISION ST, ALTA, IA 51002-1340
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000017/0000002605
Date	Oct 31, 2017
Book Page	0000000017/0000002605
Instrument	000000172605

Lender

Name	CENTERBANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	63 Months
Due	Jan 1, 2023

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Nov 1, 2022
Index	1-Year CMT

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	210 DIVISION ST, ALTA, IA 51002-1340
Transaction Type	Mortgage
Record Updated	Dec 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	193020
Date	Nov 25, 2019
Instrument	193020

Lender

Name	CENTRAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,600 (-2.34%) Land $24,700 Building $132,900	$157,600 (-2.34%) Land $24,700 Building $132,900
2025	$2,388.00 (-6.72%)	$161,370 (-) Land $14,100 Building $147,270	$161,370 (-) Land $14,100 Building $147,270
2024	$2,560.00 (+20.75%)
2023		$161,370 (+31.78%) Land $14,100 Building $147,270	$161,370 (+31.78%) Land $14,100 Building $147,270
2022	$2,120.00	$122,450 Land $14,100 Building $108,350
2021			$122,450 Land $14,100 Building $108,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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