213 Chaney St, Wingate, NC 28174 Property Records

Union County property record for 213 Chaney St, Wingate, NC 28174

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,566 sqft · built 1963
Lot Size	0.937 acres (40,816 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Aug 2021)
Tax Bill	$2,730 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-055-002`

Property Details

APN / Parcel Number

Primary APN	`09-055-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,566 sqft Living Area
Gross Area	2,986 sqft
1st Floor Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	40,816 sqft (0.937 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	65 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	213 CHANEY ST
City	WINGATE
State	NC
Zip	28174-6710
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WINGA
Legal Description	#1 & #2 CONNELL 8194-061
Legal Lot Number	1
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1043
Census Tract	20702

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	213 CHANEY ST, WINGATE, NC 28174-6710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Sep 24, 2018	Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LNDG
Jan 29, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG
Jan 29, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Prior Sale	Jan 29, 2018 · Amount on Record
Deed Document Number	202136687
Deed Book / Page	8194 / 61
Prior Transfer Date	Apr 23, 2002
Prior Transfer Doc	1810844
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 4, 2021
Property Address	213 CHANEY ST, WINGATE, NC 28174-6710
Document Number	0000819461
Book / Page	8194 / 61
Instrument Date	Aug 2, 2021
Instrument	36687
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	AUSTIN TITLE, AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 E MONTCLAIR WAY, 801, FLORENCE, SC 29505-6316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 CHANEY ST, WINGATE, NC 28174-6710

Mortgage

Document Number	0000036688
Date	Aug 4, 2021
Instrument	36688

Lender

Name	ROCKET MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	213 CHANEY ST, WINGATE, NC 28174-6710
Document Number	7242221
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	213 CHANEY ST WINGATE NC 281746710, WINGATE, NC 28174-6710

Mortgage

Document Number	7242221
Date	Sep 27, 2018
Book Page	007242/000221
Instrument	27327

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 29, 2018
Property Address	213 CHANEY ST, WINGATE, NC 28174-6710
Document Number	709464
Book / Page	007094 / 000064
Instrument Date	Jan 22, 2018
Instrument	2290
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	213 CHANEY ST WINGATE NC 281746710, WINGATE, NC 28174-6710

Mortgage

Document Number	709467
Date	Jan 29, 2018
Book Page	007094/000067
Instrument	2291

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 29, 2018
Property Address	213 CHANEY ST, WINGATE, NC 28174-6710
Document Number	709464
Book / Page	007094 / 000064
Instrument Date	Jan 22, 2018
Instrument	2290
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	213 CHANEY ST WINGATE NC 281746710, WINGATE, NC 28174-6710

Mortgage

Document Number	709467
Date	Jan 29, 2018
Book Page	007094/000067
Instrument	2291

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wingate Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,730.00 (+9.95%)	$361,100 (+44.67%) Land $66,000 Building $295,100	$361,100 (+44.67%) Land $66,000 Building $295,100
2023	$2,483.00	$249,600 Land $23,300 Building $226,300	$249,600 Land $23,300 Building $226,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINGATE serves 3,950 people · EPA ID NC0190030
Water Source	Purchased surface water from UNION COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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